I was looking for some advice, possibly some that doesn't include "take the LSAT again" if possible

My goal is to work in the civil side of things in the Bay Area. My LSAT was 151 and GPA 3.42.
I am looking at a pretty big debt hole at both my accepted options: USF is offering me $25,000K first year, nothing second and third years, while McGeorge is offering me $13,500 for all three years given I finish in the top 50% of my class years 1 and 2. Tuition is cheaper at USF, so the difference is about $16,000 cheaper for McGeorge, although cost of living is more expensive in the city.
I have connections and a good-size firm I can probably work at following graduation, so employment prospects isn't the biggest issue.
The bar passage data for all three options shows Santa Clara as a better option, McGeorge second, USF third, although obviously none of them are as good as Stanford or Berkeley.
Are there any real differences between these schools? Santa Clara is ranked 121 I believe, McGeorge 141, and USF somewhere between 147-150.
Any help would be appreciated. Thanks for all you do!