In at Harvard! Forum

[janer]

Got my finaid offer today. 70k in loans . . . yay

so no grants at all?

70k loan package for me as well (no grants)

+1. I think this may end my dream of going to Harvard.

[adameus]

Got my finaid offer today. 70k in loans . . . yay

so no grants at all?

70k loan package for me as well (no grants)

+1. I think this may end my dream of going to Harvard.

you're not willing to take on that debt?

[Na_Swatch]

Got my finaid offer today. 70k in loans . . . yay

so no grants at all?

70k loan package for me as well (no grants)

+1. I think this may end my dream of going to Harvard.

I dunno, even with 175,000+ in debt, I don't really see too much of a problem paying it off after graduating from Harvard.

Also, I don't think you'll have to spend 71,000 each year at Harvard, even if thats what they estimate it at. Thats a quite high estimate on COL.

[englawyer]

Got my finaid offer today. 70k in loans . . . yay

so no grants at all?

70k loan package for me as well (no grants)

+1. I think this may end my dream of going to Harvard.

calm down everyone. we are not going to end up in debtor's prison.

first, the 70k is a little inflated. it is not necessary to take out all that debt if you want to be cheap. i would say 65k is sufficient, so you are looking at 195k nominally.

then during 1L, they guarantee a stipend for public interest work of $500/wk (SPIF) so that takes off $5,000 roughly.
then you can work part-time for kaplan or whatever to make around $1k/mo so another $10k/yr.
then you can estimate 30k for 2L summer funding.

thus: 195 - 5 - 30- 30 = 130k of debt upon graduation. it is quite a bit, but not outrageous

[knola002]

Also, I don't think you'll have to spend 71,000 each year at Harvard, even if thats what they estimate it at. Thats a quite high estimate on COL.

You forget the mandatory "bring your own caviar" section parties. HLS is classy like that.

[ConMan345]

LIPP is a really nice program.


http://www.law.harvard.edu/current/sfs/ ... scale.html

[janer]

+1. I think this may end my dream of going to Harvard.

calm down everyone. we are not going to end up in debtor's prison.

first, the 70k is a little inflated. it is not necessary to take out all that debt if you want to be cheap. i would say 65k is sufficient, so you are looking at 195k nominally.

then during 1L, they guarantee a stipend for public interest work of $500/wk (SPIF) so that takes off $5,000 roughly.
then you can work part-time for kaplan or whatever to make around $1k/mo so another $10k/yr.
then you can estimate 30k for 2L summer funding.

thus: 195 - 5 - 30- 30 = 130k of debt upon graduation. it is quite a bit, but not outrageous

But I could go to a lower T10 school and graduate with hardly any debt. Based on my career goals, I don't think HLS is worth the extra $130K.

[englawyer]

But I could go to a lower T10 school and graduate with hardly any debt. Based on my career goals, I don't think HLS is worth the extra $130K.

curious about this sentiment; what are your career goals?

[Zara]

then during 1L, they guarantee a stipend for public interest work of $500/wk (SPIF) so that takes off $5,000 roughly.
then you can work part-time for kaplan or whatever to make around $1k/mo so another $10k/yr.
then you can estimate 30k for 2L summer funding.

thus: 195 - 5 - 30- 30 = 130k of debt upon graduation. it is quite a bit, but not outrageous

I'm not sure about that. $500 a week won't take off 5k from your debt because you still have to pay to live during the summer. The cost of living is only assessed for 9 months. The summer isn't covered under the loans so whatever you make during the summer will have to support you for those 3 months. Sure you can probably save a bit especially if you can find public interest work that pays a little but if you are living in any major city, you likely won't be able to save much.

[englawyer]

then during 1L, they guarantee a stipend for public interest work of $500/wk (SPIF) so that takes off $5,000 roughly.
then you can work part-time for kaplan or whatever to make around $1k/mo so another $10k/yr.
then you can estimate 30k for 2L summer funding.

thus: 195 - 5 - 30- 30 = 130k of debt upon graduation. it is quite a bit, but not outrageous

I'm not sure about that. $500 a week won't take off 5k from your debt because you still have to pay to live during the summer. The cost of living is only assessed for 9 months. The summer isn't covered under the loans so whatever you make during the summer will have to support you for those 3 months. Sure you can probably save a bit especially if you can find public interest work that pays a little but if you are living in any major city, you likely won't be able to save much.

yaya, you caught me fudging a bit. i am now motivated to study for the patent bar so i can get a nicely paid 1L summer gig

[chelita]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

[adameus]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

you'll need a special "Initialization" code or something of that sort that is unique to you and should come in your package. I think your best bet is probably just to email the admissions office, explain the situation and ask for your login and code to the admitted students site.

[lz06]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

you'll need a special "Initialization" code or something of that sort that is unique to you and should come in your package. I think your best bet is probably just to email the admissions office, explain the situation and ask for your login and code to the admitted students site.

I did this and they told me they don't keep records of it for security reasons and that I would just have to wait for the packet

[adameus]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

you'll need a special "Initialization" code or something of that sort that is unique to you and should come in your package. I think your best bet is probably just to email the admissions office, explain the situation and ask for your login and code to the admitted students site.

I did this and they told me they don't keep records of it for security reasons and that I would just have to wait for the packet

I find it hard to believe there isn't something that can be done if the packet is lost... the IT people have to be able to create a new code or whatever. Maybe your parents are just trying to sabotage you going to Harvard?

[rupert.pupkin]

thus: 195 - 5 - 30- 30 = 130k of debt upon graduation. it is quite a bit, but not outrageous

Where can I find this country with no income taxes/social security/medicare?

[bluedolphins]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

The admitted student website is
http://www.law.harvard.edu/prospective/ ... index.html

You will need your user name to log in: if the name is Harry Smith, the user name is hsmith.jd13 and the password is your LSAC account number.

Hope this helps.

[bluedolphins]

I'm currently living abroad so my admissions packet went to my parent's house and they can't find it now (v. annoying!). I have the link to the online viewbook, but was wondering if anyone has the link to the admitted students website? (Is there one?) I am curious about things like housing for next year and want to find out more info.
Thanks for your help!

you'll need a special "Initialization" code or something of that sort that is unique to you and should come in your package. I think your best bet is probably just to email the admissions office, explain the situation and ask for your login and code to the admitted students site.

I did this and they told me they don't keep records of it for security reasons and that I would just have to wait for the packet

I find it hard to believe there isn't something that can be done if the packet is lost... the IT people have to be able to create a new code or whatever. Maybe your parents are just trying to sabotage you going to Harvard?

We have a special initialization code?

[adameus]

We have a special initialization code?

the first time you logged in an initialization code was required. You can forget about it after that.

[chelita]

I emailed the admissions office and they said they can't send me another packet, sigh. I guess I will have to get all my information about HLS from TLS, haha. Thanks guys!

[GeePee]

I'll be sending in my deposit check in the next week or so I think. Hope to see you all in August!

[sayan]

Same here. We should have a TLS meet at the beginning of the semester to keep up the tradition

[englawyer]

I'll be sending in my deposit check in the next week or so I think. Hope to see you all in August!

congrats on the end of the cycle!

[DoubleChecks]

I'll be sending in my deposit check in the next week or so I think. Hope to see you all in August!

haha +1 me too, see you guys in Cambridge

[psychomohel]

What are people doing for housing? Are most of you looking for on campus or off campus and are you planning on trying to find a roommate?

[sayan]

Off campus solo for the first year. Don't want any distractions or unpleasant surprises before I settle in.