The Official September 2017 Study Group Forum

[oopsu812]

holy shit, then how do people estimate taking out 50k in loans on top of that??? Hyde Park is not that expensive, a 2 br apartment in a nice area is ~~2000 all said and done. Where is all of this money going to?!?

OP2 knew they wouldn't need $50k in loans. They fudged the number purposely to try to justify H, lol.

[it's allgood]

What's the rubenstein total value? I need a better idea of what these people are turning down

that poster did not actually get a ruby--

[34iplaw]

I may see if I can write a script to nuke post history. Anyone interested? Haha

@Alex. My mistake. I can always get rowdy on southwest on my way back.

[dj9i27]

I may see if I can write a script to nuke post history. Anyone interested? Haha

@Alex. My mistake. I can always get rowdy on southwest on my way back.

yes

[chargers21]

I may see if I can write a script to nuke post history. Anyone interested? Haha

@Alex. My mistake. I can always get rowdy on southwest on my way back.

Very

[oopsu812]

I may see if I can write a script to nuke post history. Anyone interested? Haha

@Alex. My mistake. I can always get rowdy on southwest on my way back.

yes

+1

[chargers21]

holy shit, then how do people estimate taking out 50k in loans on top of that??? Hyde Park is not that expensive, a 2 br apartment in a nice area is ~~2000 all said and done. Where is all of this money going to?!?

OP2 knew they wouldn't need $50k in loans. They fudged the number purposely to try to justify H, lol.

I would say that with the 15k and summer job/allowance debt would be close to non existent even for PI, for me at least

[chargers21]

What's the rubenstein total value? I need a better idea of what these people are turning down

that poster did not actually get a ruby--

I know OP didn't and changed their post to indicate such.

[oopsu812]

holy shit, then how do people estimate taking out 50k in loans on top of that??? Hyde Park is not that expensive, a 2 br apartment in a nice area is ~~2000 all said and done. Where is all of this money going to?!?

OP2 knew they wouldn't need $50k in loans. They fudged the number purposely to try to justify H, lol.

I would say that with the 15k and summer job/allowance debt would be close to non existent even for PI, for me at least

Also, 5k summer PI stipend.

[Alexandros]

.

[34iplaw]

Will look into it. Can't view source code on iPhone... should be fairly straight forward I think.

[oopsu812]

What's the rubenstein total value? I need a better idea of what these people are turning down

that poster did not actually get a ruby--

The OP didn't, but another poster took over the thread, "OP2." They did get a Ruby.
http://lawschoolnumbers.com/HonestlyThough <--- OP2.

[Alexandros]

What's the rubenstein total value? I need a better idea of what these people are turning down

that poster did not actually get a ruby--

The OP didn't, but another poster took over the thread, "OP2." They did get a Ruby.
http://lawschoolnumbers.com/HonestlyThough <--- OP2.

Idk what people expect tbh. Also, if they've already made their decision and are just going to argue for that decision why the fuck are the posting? and I mean it's TLS for chrissake - it's damn predictable what people are going to say, and obviously some of the responses aren't going to be that tactful (although the people in that thread were very respectful and patient all things considered).

also LOL at "what law schools do you guys go to" when almost everyone responding to that person was well out of LS.
and then they go and resort to personal attacks towards the people who know shit that are trying to help them.

[Anon-e-miss]

The thread that shall not be named is the WORST. Jeeeeesus.

?

The Ruby one I've been bitching about for days. Don't want to beat a dead horse but it gets worse and worse every single day.

I assumed you were referring to every single thread in the lounge.
Honestly, people should just admit that they want H because it's their dream school and it makes them feel cool and prestigious.

Could see why someone would take HYS (or even Columbia) over a non-Ruby full tuition scholly if they want certain PI gigs like myself. HYS + Columbia have LRAPs that amortize debt and don't rely on PSLF, unlike literally every other school.
If you want biglaw or, to a lesser extent, bigfed then HYS at sticker over Hamilton/Vanderbilt seems like more of a reach.

I could get a Dillard or Mordecai, but still wouldn't be able to service the 10-year CoL debt on, say, a 60k salary.

[Alexandros]

The thread that shall not be named is the WORST. Jeeeeesus.

?

The Ruby one I've been bitching about for days. Don't want to beat a dead horse but it gets worse and worse every single day.

I assumed you were referring to every single thread in the lounge.
Honestly, people should just admit that they want H because it's their dream school and it makes them feel cool and prestigious.

Could see why someone would take HYS (or even Columbia) over a non-Ruby full tuition scholly if they want certain PI gigs like myself. HYS + Columbia have LRAPs that amortize debt and don't rely on PSLF, unlike literally every other school.
If you want biglaw or, to a lesser extent, bigfed then HYS at sticker over Hamilton/Vanderbilt seems like more of a reach.

I could get a Dillard or Mordecai, but still wouldn't be able to service the 10-year CoL debt on, say, a 60k salary.

There's an enormous risk there, when you consider the amount of people that come in to LS thinking they want PI who later change their minds. Also, these LRAPs leave limited room for time off / periods of unemployment that could apply to things you can't anticipate or plan for. There are repayment plans that make ~50-60k debt manageable even on a low salary not eligible for PSFL.

[oopsu812]

I need to do some research on how hard Biglaw --> PI is.

[Alexandros]

I need to do some research on how hard Biglaw --> PI is.

Most people I see on linkedin and whatnot who made the jump had excellent PI creds in the relevant field from LS, so I think you'd want to plan for that path from day one. What kind of PI?

(Eta: I made the fundamental TLS LinkedIn error, whoops.)

[AvatarMeelo]

If any 7Sage people are reading this, please write a code where you can create custom LR drill packets with the questions you got wrong (once or twice or a bajillion times). That would be sick.

[Anon-e-miss]

The thread that shall not be named is the WORST. Jeeeeesus.

?

The Ruby one I've been bitching about for days. Don't want to beat a dead horse but it gets worse and worse every single day.

I assumed you were referring to every single thread in the lounge.
Honestly, people should just admit that they want H because it's their dream school and it makes them feel cool and prestigious.

Could see why someone would take HYS (or even Columbia) over a non-Ruby full tuition scholly if they want certain PI gigs like myself. HYS + Columbia have LRAPs that amortize debt and don't rely on PSLF, unlike literally every other school.
If you want biglaw or, to a lesser extent, bigfed then HYS at sticker over Hamilton/Vanderbilt seems like more of a reach.

I could get a Dillard or Mordecai, but still wouldn't be able to service the 10-year CoL debt on, say, a 60k salary.

There's an enormous risk there, when you consider the amount of people that come in to LS thinking they want PI who later change their minds. Also, these LRAPs leave limited room for time off / periods of unemployment that could apply to things you can't anticipate or plan for. There are repayment plans that make ~50-60k debt manageable even on a low salary not eligible for PSFL.

Harvard and Yale have major flexibility in terms of what is covered by their LRAPs, though (less so with Stanford)
I can only speculate, but I suspect the amount of people who concede to OCI social pressure is lower there than at other T14s given the schools' placement power for unicorn and typical PI positions. That being said, your point about risk is still true. The risks you mention are more significant at other T14s though if you do PI.
Additionally, since HHYSC LRAPs are not tied to PSLF, the restriction on qualifying employment are much more relaxed, especially at HY. I purport that banking on holding onto a PSLF-eligibale legal PI job for 10 years while your debt negatively amortizes, while also relying on IBR and PSLF to remain intact, is a greater risk than HY and even CS LRAPs which actually pay off your loans so that if shit hits the fan or you decide to go to the private sector after 5 years, you are not in a worse place than you were upon graduation.

If you are a prospective non-"prestigious" PI gunner like me, that is a huge factor.

[Anon-e-miss]

I need to do some research on how hard Biglaw --> PI is.

I think it depends on the type of PI work that you want to do. The difficulty is probably different if it is a PD office vs. Bigfed vs. Sierra Club, given the diversity under the "PI" umbrella

[Alexandros]

.

[oopsu812]

I need to do some research on how hard Biglaw --> PI is.

Most people I see on linkedin and whatnot who made the jump had excellent PI creds in the relevant field from LS, so I think you'd want to plan for that path from day one. What kind of PI?

(Eta: I made the fundamental TLS LinkedIn error, whoops.)

I haven't done enough research to really answer that question, honestly. I don't think I've formed a complete picture yet of what possibilities are out there. That being said, a lot of the jobs I do know I'd be interested in, I wouldn't be eligible for, so lulz.

[Alexandros]

I need to do some research on how hard Biglaw --> PI is.

Most people I see on linkedin and whatnot who made the jump had excellent PI creds in the relevant field from LS, so I think you'd want to plan for that path from day one. What kind of PI?

(Eta: I made the fundamental TLS LinkedIn error, whoops.)

I haven't done enough research to really answer that question, honestly. I don't think I've formed a complete picture yet of what possibilities are out there. That being said, a lot of the jobs I do know I'd be interested in, I wouldn't be eligible for, so lulz.

Ah yeah, that's an issue. Do you basically have to do BL out of school or are other options open? Not sure how it works for non-citizens.

[oopsu812]

I need to do some research on how hard Biglaw --> PI is.

Most people I see on linkedin and whatnot who made the jump had excellent PI creds in the relevant field from LS, so I think you'd want to plan for that path from day one. What kind of PI?

(Eta: I made the fundamental TLS LinkedIn error, whoops.)

I haven't done enough research to really answer that question, honestly. I don't think I've formed a complete picture yet of what possibilities are out there. That being said, a lot of the jobs I do know I'd be interested in, I wouldn't be eligible for, so lulz.

Ah yeah, that's an issue. Do you basically have to do BL out of school or are other options open? Not sure how it works for non-citizens.

Well the TN visa should give me the freedom to pursue PI positions that don't have residency requirements. I was more thinking Biglaw --> PI for the sole reason of a couple years of $ to pay off debts/invest, lol.

[chargers21]

.