Character and Fitness Credit Check Forum
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Anonymous Posting
Anonymous posting is only appropriate when you are sharing sensitive information about bar exam prep. You may anonymously respond on topic to these threads. Unacceptable uses include: harassing another user, joking around, testing the feature, or other things that are more appropriate in the lounge.
Failure to follow these rules will get you outed, warned, or banned."
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UMich11
- Posts: 420
- Joined: Thu Apr 12, 2012 8:34 pm
Character and Fitness Credit Check
Anyone know if this is a hard pull - shows on our credit file for 2 years - or if it is a soft pull?
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kellyfrost
- Posts: 6362
- Joined: Mon Nov 09, 2015 3:58 pm
Re: Character and Fitness Credit Check
Soft pull. You aren't applying for additional credit, so it isn't going to affect your credit score. This review will be no different than when you switch auto insurance or home insurance companies and they run your credit score to help determine your risk level.
Hope this helps!
Hope this helps!
Last edited by kellyfrost on Sat Jan 27, 2018 4:02 pm, edited 1 time in total.
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UMich11
- Posts: 420
- Joined: Thu Apr 12, 2012 8:34 pm
Re: Character and Fitness Credit Check
kellyfrost wrote:Soft pull. You aren't applying for additional credit, so it isn't going to affect your credit score. This review will be no different than when you switch auto insurance or home insurance companies and they run your credit score to help determine your risk level.
Hope this helps!
that's what i thought, but I just wanted to make sure. Thanks!
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BrokenMouse
- Posts: 1273
- Joined: Fri May 16, 2014 1:14 pm
Re: Character and Fitness Credit Check
I actually dont remember seeing any credit check on my file... but then again my CF app was approved in less than 4 months.
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bluewin888
- Posts: 98
- Joined: Thu Apr 24, 2014 3:21 pm
Re: Character and Fitness Credit Check
I was late on credit for 3 months... and now on record... how Can i remove the NOT-paying for a few months... But all are current.
Will it a problem for admission?
Will it a problem for admission?
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UMich11
- Posts: 420
- Joined: Thu Apr 12, 2012 8:34 pm
Re: Character and Fitness Credit Check
I'm sure they'll ask and you'll just have to explain what happened. Doubt it will be an item to really trip you up. That being said, if there was a section of the application which asked about this and you didn't state it, you could have a bigger issued. Ex: the michigan app asks for any accounts past due 90 days - need to list them and why.bluewin888 wrote:I was late on credit for 3 months... and now on record... how Can i remove the NOT-paying for a few months... But all are current.
Will it a problem for admission?
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