UVA Law Students Taking Questions Forum

[thesealocust]

I assume all of the 2Ls have realized pos-10 somehow got a video on youtube to 100K hits. WTF???

also: <3 you all as much as I can <3 law students (which is not very much)

[jawsthegreat]

I assume all of the 2Ls have realized pos-10 somehow got a video on youtube to 100K hits. WTF???

also: <3 you all as much as I can <3 law students (which is not very much)

The UVA law investigative sources have proposed the theory that he paid a firm to get it up to 100k views.

[thesealocust]

quick, somebody call the honor committee!

[sn20]

Could some of the current students talk about how much of the budget you guys actually spend? Thanks!

[thesealocust]

It's extremely variable. The book allowance is generous even if buying new, and if you buy used &/or sell &/or use the library you can get by on a fraction.

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend. You don't need a car if you live on Arlington and if you live on the east coast even travel expenses are minimal.

Still, if you're thinking about how many loans to take out, it makes sense to take the max every semester. Then whenever you want you can re-pay loans without penalty, even if it's the day after disbursement. It's a bit more work but it gives you a lot of control and avoids a situation where you run out of money.

On that note, everyone should have and learn to responsibly use a CC while in law school. Building a credit history and good credit score will save you money down the line - you'll get better rates on loans / mortgages that you're very likely to want at some point in your life, and length of credit history is one of the most important factors in your score. Plus it gives you float if you screw up your finances or have an emergency between loan distributions.

Extra credit: apply for a credit limit increase while working for a firm over the summer. Most companies only care about your take home pay, and even if you tell them it's a temporary job you still will likely qualify for an absolutely ludicrous credit limit. Another credit score factor is percentage utilization. It's only a minor over simplification to say that a higher credit limit will always mean a higher score.

And if you ever need to flee the country on short notice, it gives you more ability to lever up first

[joeshmo39]

It's extremely variable. The book allowance is generous even if buying new, and if you buy used &/or sell &/or use the library you can get by on a fraction.

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend. You don't need a car if you live on Arlington and if you live on the east coast even travel expenses are minimal.

Still, if you're thinking about how many loans to take out, it makes sense to take the max every semester. Then whenever you want you can re-pay loans without penalty, even if it's the day after disbursement. It's a bit more work but it gives you a lot of control and avoids a situation where you run out of money.

On that note, everyone should have and learn to responsibly use a CC while in law school. Building a credit history and good credit score will save you money down the line - you'll get better rates on loans / mortgages that you're very likely to want at some point in your life, and length of credit history is one of the most important factors in your score. Plus it gives you float if you screw up your finances or have an emergency between loan distributions.

Extra credit: apply for a credit limit increase while working for a firm over the summer. Most companies only care about your take home pay, and even if you tell them it's a temporary job you still will likely qualify for an absolutely ludicrous credit limit. Another credit score factor is percentage utilization. It's only a minor over simplification to say that a higher credit limit will always mean a higher score.

And if you ever need to flee the country on short notice, it gives you more ability to lever up first

"A fake passport, 6 pounds of caffeine powder, 25 pounds of Grade A beef jerky cutlets, a book of dick jokes, 4 Radeon 6990 graphics cards, and a 1200 Watt power supply. Then they never saw him again. What happened to the man known as thesealocust. In what deep recesses of his mind did he formulate a plan that involved these things, and then vanish in to the night? Tonight, America, we will seek those answers"

NBC Network Transcript
Date Line NBC, February 21st, 2017.

[cd7573]

Random Question... Who do you guys bank with? I have a local bank at home and im thinking about opening a Bank of America account any suggestions for whats best in c-ville?

[Doritos]

Random Question... Who do you guys bank with? I have a local bank at home and am thinking about opening a Bank of America account any suggestions for whats best in c-ville?

I use Suntrust but I had them when I showed up. People use Wells Fargo, Bank of America, and I think there's an ATM in the law school but I don't know off hand what bank that is, is it Union? There is no Chase in Charlottesville unfortunately. Some of us learned that the hard way.

[joemoviebuff]

I use Wells Fargo. They have one on Arlington so it's pretty convenient.

[desertlaw]

BofA on Corner and Barracks makes it friendly for day and night banking.

[sn20]

It's extremely variable. The book allowance is generous even if buying new, and if you buy used &/or sell &/or use the library you can get by on a fraction.

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend. You don't need a car if you live on Arlington and if you live on the east coast even travel expenses are minimal.

Still, if you're thinking about how many loans to take out, it makes sense to take the max every semester. Then whenever you want you can re-pay loans without penalty, even if it's the day after disbursement. It's a bit more work but it gives you a lot of control and avoids a situation where you run out of money.

On that note, everyone should have and learn to responsibly use a CC while in law school. Building a credit history and good credit score will save you money down the line - you'll get better rates on loans / mortgages that you're very likely to want at some point in your life, and length of credit history is one of the most important factors in your score. Plus it gives you float if you screw up your finances or have an emergency between loan distributions.

Extra credit: apply for a credit limit increase while working for a firm over the summer. Most companies only care about your take home pay, and even if you tell them it's a temporary job you still will likely qualify for an absolutely ludicrous credit limit. Another credit score factor is percentage utilization. It's only a minor over simplification to say that a higher credit limit will always mean a higher score.

And if you ever need to flee the country on short notice, it gives you more ability to lever up first

Thanks! Also, how do UVA 1L/2L's do in Texas? Could someone give me an idea of "grade cutoffs" for the major Texas firms (BB, VE, FJ)?

[Puttanesca]

Random Question... Who do you guys bank with? I have a local bank at home and im thinking about opening a Bank of America account any suggestions for whats best in c-ville?

I use Bank of America. I don't know if there are any banks which are known to be better than the others. The only thing I would suggest is to pick a bank which has branches or at least ATM's in your hometown or wherever you might end up during the summers. That way you'll have easy access to your bank year around.

[lnz103]

Why is there a tshirt with a shark on it in the bookstore? I don't understand.

[Puttanesca]

Why is there a tshirt with a shark on it in the bookstore? I don't understand.

My interpretation was that it's because lawyers are sharks.

[sundance95]

Why is there a tshirt with a shark on it in the bookstore? I don't understand.

My interpretation was that it's because lawyers are sharks.

I've been told the fish is a wahoo.

[005618502]

Why is there a tshirt with a shark on it in the bookstore? I don't understand.

Pretty sure this was a joke...... And no, its not a Wahoo, it was definitely a shark lol

[Julio_El_Chavo]

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend.

Rent at the Jeffersonian is not under $500 for the vast majority of Jeffersonian residents. Maybe it's under $500 if you took over someone's lease in 1970. 1-bedrooms are going for $725 now.

[005618502]

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend.

Rent at the Jeffersonian is not under $500 for the vast majority of Jeffersonian residents. Maybe it's under $500 if you took over someone's lease in 1970. 1-bedrooms are going for $725 now.

He meant if you have a 2 bedroom with a roomate. Its like 820 a month split between 2. Hence the under 500.

[Julio_El_Chavo]

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend.

Rent at the Jeffersonian is not under $500 for the vast majority of Jeffersonian residents. Maybe it's under $500 if you took over someone's lease in 1970. 1-bedrooms are going for $725 now.

He meant if you have a 2 bedroom with a roomate. Its like 820 a month split between 2. Hence the under 500.

lol @ people with roomates

In that case, rent is closer to $400 than $500.

[005618502]

Rent will run from under $500 (looking at you, Jeffersonian) to as much as you want to spend.

Rent at the Jeffersonian is not under $500 for the vast majority of Jeffersonian residents. Maybe it's under $500 if you took over someone's lease in 1970. 1-bedrooms are going for $725 now.

He meant if you have a 2 bedroom with a roomate. Its like 820 a month split between 2. Hence the under 500.

lol @ people with roomates

In that case, rent is closer to $400 than $500.

Living alone would blow.

[dailygrind]

Living with cool roommates > living alone > living with bad roommates.

[jediknight2424]

Living with cool roommates > living alone > living with bad roommates.

+1

[crossingforHYS]

I'm pretty sure it's union. WF is the most convenient, but that ofcourse, depends on where you live.

If anyone has questions about living at the gradcentre without knowing who your roommates are feel free to message me. I liked it this year.

Random Question... Who do you guys bank with? I have a local bank at home and am thinking about opening a Bank of America account any suggestions for whats best in c-ville?

I use Suntrust but I had them when I showed up. People use Wells Fargo, Bank of America, and I think there's an ATM in the law school but I don't know off hand what bank that is, is it Union? There is no Chase in Charlottesville unfortunately. Some of us learned that the hard way.

[Julio_El_Chavo]

Living alone would blow.

Married people ftw.

[chem]

Living alone would blow.

Married people ftw.

+1