Harvard Class of 2017 Forum

[wealtheow]

glad i'm not the only one thinking about this. i would assume it's totally fine - one cannot be penalized for paying federal student loans back early. the origination fees are unfortunately going to awful. but my concern is that harvard would "notice" and be all "oh, you didn't need this? you're not needy, reducing your grant!" but that sounds kind of unrealistic/big brotherish

[EvMont]

glad i'm not the only one thinking about this. i would assume it's totally fine - one cannot be penalized for paying federal student loans back early. the origination fees are unfortunately going to awful. but my concern is that harvard would "notice" and be all "oh, you didn't need this? you're not needy, reducing your grant!" but that sounds kind of unrealistic/big brotherish

Hmm...According to the loan terms website, origination fees shouldn't really be an issue if you're only taking out the base loan each year.

http://www.law.harvard.edu/current/sfs/ ... terms.html

[paglababa]

glad i'm not the only one thinking about this. i would assume it's totally fine - one cannot be penalized for paying federal student loans back early. the origination fees are unfortunately going to awful. but my concern is that harvard would "notice" and be all "oh, you didn't need this? you're not needy, reducing your grant!" but that sounds kind of unrealistic/big brotherish

I've actually had the same exact thought. I was feeling hesitant in paying back some of these on the off chance that my grant got reduced 2L. Do they look at your total current debt load when you do the needbased forms 2L? I.e. What if you managed to save up 10k during 1L and paid it towards your base loans?

[wealtheow]

glad i'm not the only one thinking about this. i would assume it's totally fine - one cannot be penalized for paying federal student loans back early. the origination fees are unfortunately going to awful. but my concern is that harvard would "notice" and be all "oh, you didn't need this? you're not needy, reducing your grant!" but that sounds kind of unrealistic/big brotherish

Hmm...According to the loan terms website, origination fees shouldn't really be an issue if you're only taking out the base loan each year.

http://www.law.harvard.edu/current/sfs/ ... terms.html

oh, that's more palatable. i was just operating under the assumption that the amount that is not in the form of a stafford loan is a federal PLUS loan. thankfully that looks like it may not be the case

[Pneumonia]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

[HorseThief]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

Most students get funding to go to programs abroad. Want to hit up Ecuador for a few weeks during the summer? You won't have to pay a cent.

[Nonconsecutive]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

Most students get funding to go to programs abroad. Want to hit up Ecuador for a few weeks during the summer? You won't have to pay a cent.

Need deets on this . I thought they just increased your budget, meaning more loans essentially.

[HorseThief]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

Most students get funding to go to programs abroad. Want to hit up Ecuador for a few weeks during the summer? You won't have to pay a cent.

Need deets on this . I thought they just increased your budget, meaning more loans essentially.

Hmm, that's not what I heard. I think they have special scholarships which will cover travel.

[Nonconsecutive]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

Most students get funding to go to programs abroad. Want to hit up Ecuador for a few weeks during the summer? You won't have to pay a cent.

Need deets on this . I thought they just increased your budget, meaning more loans essentially.

Hmm, that's not what I heard. I think they have special scholarships which will cover travel.

You are probably right, I haven't done a ton of research into it outside of the study abroad page which doesn't seem to cover summer trips.

[codyoneill]

freaking out about the debt. someone hit me up with some pro HLS propaganda. go.

Most students get funding to go to programs abroad. Want to hit up Ecuador for a few weeks during the summer? You won't have to pay a cent.

Need deets on this . I thought they just increased your budget, meaning more loans essentially.

I think you were right about basically just gettng a loan increase.

Living and studying abroad can be expensive and the student should plan and budget accordingly. To help defray these costs, the student will receive a budget increase of $1,500 as part of his/her HLS financial aid package.

But there are always sources of funding left to be unearthed....

HLS J.D. and LL.M. students who will be traveling abroad in furtherance of an approved Winter Term Clinical or Research / Writing project may apply for a Winter Term International Travel Grant. Funding will be awarded in amounts expected to range from $800 to $2,000 per qualifying student, depending on the strength of a student’s proposal and the financial requirements of the project, as demonstrated in a reasonable and well-constructed budget.

[delilah88]

does anyone know the deal with this base loan? i know we HAVE to take it to get our grant, but if we don't end up needing all of it, can we make payments toward the loan w/ the excess?

I specifically asked the SFS office about this at ASW. The guy I talked to said that we can start making payments to the loan company whenever we want and that it won't affect the financial aid package. I assume he wasn't lying to me.

[paglababa]

does anyone know the deal with this base loan? i know we HAVE to take it to get our grant, but if we don't end up needing all of it, can we make payments toward the loan w/ the excess?

I specifically asked the SFS office about this at ASW. The guy I talked to said that we can start making payments to the loan company whenever we want and that it won't affect the financial aid package. I assume he wasn't lying to me.

Well, guess we can cut down on our food budget:
http://www.hlsdope.org

[Nonconsecutive]

does anyone know the deal with this base loan? i know we HAVE to take it to get our grant, but if we don't end up needing all of it, can we make payments toward the loan w/ the excess?

I specifically asked the SFS office about this at ASW. The guy I talked to said that we can start making payments to the loan company whenever we want and that it won't affect the financial aid package. I assume he wasn't lying to me.

I figured this was the case, but good to hear it from the Harvard's mouth.

[Iuso]

Yikes. I just sent in my intent to enroll! ...

... This is still sinking in...

Can't wait to meet you all!

[hop]

I'm coming, too!

Today the Harvard Gazette ran an interview with Dean Minow about her life and work, very interesting.
http://news.harvard.edu/gazette/story/2 ... injustice/

[kershka]

Just sent in my intent to enroll as well! Now to go harass my UG into sending all their records

[Nonconsecutive]

Just sent in my intent to enroll as well! Now to go harass my UG into sending all their records

Yeah one of my two UGs is going to be hell on Earth about this.

[juicebox]

Well, guess we can cut down on our food budget:
http://www.hlsdope.org

This is awesome

[EvMont]

Just sent in my intent to enroll as well! Now to go harass my UG into sending all their records

Yeah one of my two UGs is going to be hell on Earth about this.

This is how I feel about all the health forms.

[neprep]

Ugh, Harvard. If you could just send HLS snuggies to all of us like Yale does maybe you wouldn't be such a TTT in decline.

[August Wilson]

Sent in my deferral request yesterday. See y'all next year!

[wealtheow]

i revealed my harvard email to friends. i guess this means i made up my mind.

[paglababa]

September 2, 2014 - 1L Fall Term Classes Begin
Anyone know if there is mandatory orientation and if so when that begins? Trying to figure out my summer travel plans and when to quit work

[Pneumonia]

I asked earlier in this thread if anyone had suggestions for history of Harvard/HLS reading; today I found this: http://www.law.harvard.edu/library/spec ... story.html

Not sure if anyone else cares about this stuff, but I think it's interesting. Some of the books can be had for cheap on Amazon.

[EvMont]

September 2, 2014 - 1L Fall Term Classes Begin
Anyone know if there is mandatory orientation and if so when that begins? Trying to figure out my summer travel plans and when to quit work

Orientation: Tuesday, August 26th – Friday, August 29th. Pretty sure it's mandatory.