Your Loan ReFi Stats Forum
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Anonymous posting is only appropriate when you are revealing sensitive employment related information about a firm, job, etc. You may anonymously respond on topic to these threads. Unacceptable uses include: harassing another user, joking around, testing the feature, or other things that are more appropriate in the lounge.
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PriyaRai
- Posts: 28
- Joined: Thu Dec 23, 2010 1:35 pm
Your Loan ReFi Stats
I'm interested in refinancing with Sofi/DRB. Could y'all share your credit score/salary and the rate you got? Trying to get a feel for whether I should even take the credit hit of a hard pull to get the rates. I'm @ $160K debt, 775+ credit score; $125K salary. If I include my wife those stats stay the same but salary goes to $200K.
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Anonymous User
- Posts: 432820
- Joined: Tue Aug 11, 2009 9:32 am
Re: Your Loan ReFi Stats
>750 credit score, $100-150k income, ~$60,000 debt, ~3 years post-ls.
DRB gave me the best rates: 3.5% five-year fixed and 4.5% ten-year fixed (after direct deposit bonus). SoFi and Common Bond were each around a full point worse. Everyone said that credit score stops mattering above around 750 and then the only ways to improve your rate are by improving DTI and years of post-ls work experience.
DRB gave me the best rates: 3.5% five-year fixed and 4.5% ten-year fixed (after direct deposit bonus). SoFi and Common Bond were each around a full point worse. Everyone said that credit score stops mattering above around 750 and then the only ways to improve your rate are by improving DTI and years of post-ls work experience.
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lymenheimer
- Posts: 3979
- Joined: Sat Jul 04, 2015 1:54 am
Re: Your Loan ReFi Stats
You may have already seen this thread (and it's long so an in-thread search might be in order), but it has a lot of info about ppl's current payments, loans, income, etc.:
http://top-law-schools.com/forums/viewt ... 3&t=220025
http://top-law-schools.com/forums/viewt ... 3&t=220025
