This seems to be a pretty big perk, and not highlighted nearly enough.
I know of:
Quinn
Young & Conaway
Anyone else? Please post if your firm does!
Firms that pay 100% Medical Forum
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mommalee
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Re: Firms that pay 100% Medical
It's not necessarily as big a perk as you think. If most firms have 90/10 co-insurance with a really low deductible and co-pay, then they would be practically 100% Medical. You would have to know more about the specifics of each plan to know if there would be any kind of tangible difference in costs to members, especially for a younger healthier person. If, of course you have a preexisting condition that requires a lot of drugs or direct care, it might be worth exploring, but would still be hard to compare without sufficient details about each plan.
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Anonymous User
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Re: Firms that pay 100% Medical
Yea, this is a good point.mommalee wrote:It's not necessarily as big a perk as you think. If most firms have 90/10 co-insurance with a really low deductible and co-pay, then they would be practically 100% Medical. You would have to know more about the specifics of each plan to know if there would be any kind of tangible difference in costs to members, especially for a younger healthier person. If, of course you have a preexisting condition that requires a lot of drugs or direct care, it might be worth exploring, but would still be hard to compare without sufficient details about each plan.
But it would be nice to know firms with plans that good as well. I was previously at a V60 or so, and they covered something like 60%, which meant I was still paying like $200/mo for a plan with a $2500 deductible and $25 copays. Only saving grace was that it was at least a PPO with a pretty large network.
I get the feeling this is par for the course at your typical Vault firm
