UVA Class of 2012 Forum

[jdn012]

I think my desktop monitor just died. And I'm also pretty sure it's not under warranty.

Are you going to upgrade before ls?

[YCrevolution]

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[thesealocust]

Edit: n/am

[omg]

AB > BA

I'm not going to upgrade since I already have an okay laptop I bought earlier this year for ls (and a netbook, I have too many computers) in addition to my main desktop. I built my desktop myself out of various components and it's a pretty solid machine (2.66gHz Intel Core 2 Duo processor, 4gb RAM, 5.1 surround sound, XFX GeForce 256mb graphics card, 630W power supply, Vista Ultimate x64), and most powerful machine by far. Once I make sure the monitor truly failed (and not my graphics card on my desktop), I'll probably go buy another monitor, since I still plan to use my desktop as my primary computer.

I'm 80% certain that it's the monitor that went bad, though. It flickers for a second with the video card's image when I hookup either my desktop and laptop and then blacks out (but it still seems to be receiving video data). Also, the menu/customization buttons on the monitor no longer work/respond (and they should work as long as the monitor has power).

This is $200+ I wasn't planning to spend. Sigh...

On the bright side, I get my BA tomorrow.

Congrats on the BA! Sounds like the perfect excuse to get a bigger monitor to me!

mmmm big monitors...

[YCrevolution]

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[crazyinalabama]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

[YCrevolution]

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[crazyinalabama]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

I think high-end places are more likely to require this than other places. I don't think most of the places I looked at in VA required it.

Since my current (Nashville) apartment is falling apart (notably, I was afraid there'd be water damage to my electronics), I bought renter's insurance with AllState. It worked out to about $135 for one year, with a $1000 deductible and something like $20,000 or $30,000 in replacement-value (versus depreciated value) coverage (with liability coverage somewhere in the range of $500,000).

Thanks! $135 isn't bad at all I suppose. I live in a 70 year old apartment right now - kind of ironic that I will probably be insuring a 5-10 year old apartment! Oh well, I'll suck it up and just keep taking out those loans...

[limegreen]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

Where are you living? My lease says something about renters must have their own and the apartment is not responsible, but I've never had it before either. I can't figure out if they are saying they aren't liable so if you want it you have to get your own, or if they are saying I have to get it either way... but they haven't mentioned anything about it to me. Anyone else at the Woodlands know if you HAVE to get rental insurance?

[geoffree]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

Where are you living? My lease says something about renters must have their own and the apartment is not responsible, but I've never had it before either. I can't figure out if they are saying they aren't liable so if you want it you have to get your own, or if they are saying I have to get it either way... but they haven't mentioned anything about it to me. Anyone else at the Woodlands know if you HAVE to get rental insurance?

Nothing about renter's insurance here at Wade.

[RVP11]

Anyone else getting a little impatient about their travel stipend check? I could really use that $400.

[CE2JD]

Anyone else getting a little impatient about their travel stipend check? I could really use that $400.

I already got mine.

[showNprove]

.

[RVP11]

Wow, now I feel like an asshole. I just realized I forgot to get my mail yesterday and today. That explains it!

[Cavalier]

Mine still hasn't come, but I'm in the third-farthest state from VA (I think).

[YCrevolution]

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[uvatwol]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

Where are you living? My lease says something about renters must have their own and the apartment is not responsible, but I've never had it before either. I can't figure out if they are saying they aren't liable so if you want it you have to get your own, or if they are saying I have to get it either way... but they haven't mentioned anything about it to me. Anyone else at the Woodlands know if you HAVE to get rental insurance?

Nothing about renter's insurance here at Wade.

Hey guys. It's usually an apartment by apartment thing, and often the reason they'll tell you you have to have it is so they can try to sell you the sponsored plan. Also, just so you don't feel like you're being taken for hidden fees, you're not insuring the apartment, you're insuring your stuff only. The complex has insurance on the buidling.

To whomever said it'd be covered under parent's policy--there's usually an age limit on that, not just a "school" limit, so be sure to check. I think it expires (typically) at 24 or 25, so things may change while you're here, if they haven't already.

EDIT: Yeah, just checked the standard form. It expires when you're 21 if not in school, 24 if in school full time if you were a resident at your parent's house prior to leaving for school. But, another thing to check is the coverage for property that's not at the covered house--which would be your stuff at school. It's usually quite limited.

[limegreen]

So to the people who live at the Woodlands now- did you get rental insurance, or are you just counting on your parents policy?

[gladiator]

<-----2L as of 11:15 AM.

[jdn012]

<-----2L as of 11:15 AM.

Congrats!! How does it feel? Or are you already at the bar?

[crazyinalabama]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

Where are you living? My lease says something about renters must have their own and the apartment is not responsible, but I've never had it before either. I can't figure out if they are saying they aren't liable so if you want it you have to get your own, or if they are saying I have to get it either way... but they haven't mentioned anything about it to me. Anyone else at the Woodlands know if you HAVE to get rental insurance?

Jefferson Ridge. It says it is mandatory and I must show proof of my policy before being handed the keys. They didn't mention it at all in person or over the phone; I noticed it when I was reading the lease yesterday.

[limegreen]

So I received my lease today and it said multiple times that I am required to have renter's insurance. Does anyone know if this is typical? Is it a Virginia thing or picky apartment thing? I've rented for the past five years and never had renters insurance (it's been offered, never required). My dad says that as long as I am in school my apartment is covered under his homeowners insurance or some such he thinks.

Has anyone had renter's insurance and how much was it a month?

Where are you living? My lease says something about renters must have their own and the apartment is not responsible, but I've never had it before either. I can't figure out if they are saying they aren't liable so if you want it you have to get your own, or if they are saying I have to get it either way... but they haven't mentioned anything about it to me. Anyone else at the Woodlands know if you HAVE to get rental insurance?

Jefferson Ridge. It says it is mandatory and I must show proof of my policy before being handed the keys. They didn't mention it at all in person or over the phone; I noticed it when I was reading the lease yesterday.

Hmm. Mine says something about it, I'm going to email them and ask because I have another question I had been meaning to ask too.

[rsr28]

So to the people who live at the Woodlands now- did you get rental insurance, or are you just counting on your parents policy?

You don't need to have it yourself, or under your parents. You just show up when ready to move and they'll hand you the keys.

[skyisthelimit]

my ivy lease says something about needing renters insurance. i don't want it.

[RVP11]

I think just about every form lease says something about needing renter's insurance, but not many landlords are going to bother to check. It's possible they just put it in there to avoid liability of some kind or so they can say "well, we told you to get renter's insurance in the contract".