Michigan 2012 Forum

[Anhimal]

For current students, when did your loans disburse last year?

It was either the Thursday or Friday before classes started. It would be in your best interest to sign-up for direct deposit.

TL, how do you sign up for direct deposit?

Edit:// I just added it on Wolverine Access.

[Anhimal]

Can someone tell us how we can sign up for the payment option if we don't know how much our tuition is? I've searched all over Wolverine Access and couldn't find the term bill. Also, someone said they're voting on a tuition increase? Is that why we don't know how much tuition is?

[just a girl]

They announced the tuition increase, I think it's 1-2 pages back in this thread.

[safari]

For current students, when did your loans disburse last year?

It was either the Thursday or Friday before classes started. It would be in your best interest to sign-up for direct deposit.

TL, how do you sign up for direct deposit?

Edit:// I just added it on Wolverine Access.

Is direct deposit something you can sign up for on Wolverine Access? I thought we had to send in a form?

[Anhimal]

For current students, when did your loans disburse last year?

It was either the Thursday or Friday before classes started. It would be in your best interest to sign-up for direct deposit.

TL, how do you sign up for direct deposit?

Edit:// I just added it on Wolverine Access.

Is direct deposit something you can sign up for on Wolverine Access? I thought we had to send in a form?

I went to Wolverine Access and put "direct deposit" in the search box and input my bank's routing number and account number. Is there another form?

[just a girl]

You can do it either through a form or Wolverine access, but online is easier.

[safari]

You can do it either through a form or Wolverine access, but online is easier.

that's good to know...regular mail is so retro it clashes with my style!

[Lawlcat]

Has anyone here done the Michigan Payment Plan?

Is that a special plan where you can lower the interest rate on your loan by .1 percent for every hour you spend being beaten with baseball bats by the financial aid department?

[summertimechi]

does anyone know how much the loan origination fees are for the stafford and gradPLUS loans? i keep looking it up and finding a bunch of different answers. and will they take those fees on top of the amount we ask to borrow? or will be deducted from the amount that we borrow?

sorry, the fees are a bit confusing for me

[snotrocket]

does anyone know how much the loan origination fees are for the stafford and gradPLUS loans? i keep looking it up and finding a bunch of different answers. and will they take those fees on top of the amount we ask to borrow? or will be deducted from the amount that we borrow?

If you ask them, then they will up the loan amount to cover the fees, so that after fees you get the full amount you requested. I don't know how much it is on Staffords. Grad PLUS are higher, like 2.5%. I think the Staffords are 1% or something like that.

[Anhimal]

WARNING WARNING! DO NOT ENROLL IN MONTHLY PAYMENT PLAN.

I enrolled and payed the $55.00 application fee which is fine and dandy but then I got in touch with financial aid and they told me if we enroll in the monthly payment plan the university will not release the money for our living expenses.

Something about if we don't pay our tuition in full because of the montly payment plan, the school cannot release our loans.

I had to cancel but I lost my $55... you live, you learn.

[thefinalcut]

WARNING WARNING! DO NOT ENROLL IN MONTHLY PAYMENT PLAN.

I enrolled and payed the $55.00 application fee which is fine and dandy but then I got in touch with financial aid and they told me if we enroll in the monthly payment plan the university will not release the money for our living expenses.

Something about if we don't pay our tuition in full because of the montly payment plan, the school cannot release our loans.

I had to cancel but I lost my $55... you live, you learn.

I will be using my savings for expenses of my first year. I was thinking this payment plan might save me couple of hundred buck in interest rate during my first year. But it looks like it might be more pain than it is worth, particularly given that the interest rates are so bad right now.

[annarborbound]

Has anybody heard back from journals/law review? I'm getting antsy.

[snotrocket]

Has anybody heard back from journals/law review? I'm getting antsy.

MTTLR and MJLR sent letters in the past week or so. Everyone in AA that applied seems to have gotten one. We won't hear from MLR until "mid-July."

[annarborbound]

Thanks. I assume they send letters either way? I haven't heard from them yet, but I'm also not in AA.

[mich_questions]

I think some people got MJLR letters.

A question: what happens if you can't make all/part of the "orientation" for a journal? Can you still be on it??

[snotrocket]

A question: what happens if you can't make all/part of the "orientation" for a journal? Can you still be on it??

The letter from MJLR says to contact them if you think that you have a conflict. I'm not sure to what extent they will work it out with you, or if missing too much of it will just keep you off. I'm pretty sure the MLR materials said their orientation is mandatory, and the pledge or pick-up slip or whatever had something to sign saying you understood that.

[topsome]

Talk about attending part of orientation, does anyone know if we have to attend all of MAP? I plan on going but I don't know if I can make it to everything as I'm busy moving into Ann Arbor that week.

[Aeroplane]

does anyone know how much the loan origination fees are for the stafford and gradPLUS loans? i keep looking it up and finding a bunch of different answers. and will they take those fees on top of the amount we ask to borrow? or will be deducted from the amount that we borrow?

If you ask them, then they will up the loan amount to cover the fees, so that after fees you get the full amount you requested. I don't know how much it is on Staffords. Grad PLUS are higher, like 2.5%. I think the Staffords are 1% or something like that.

The Grad PLUS thing is weird. It's something like "the fee is 4% but you get a 1.5% rebate up front. If you are late on one of the first 12 payments, you lose your rebate and they take back the 1.5%". I'm not sure if I understood it correctly.

[tl]

Talk about attending part of orientation, does anyone know if we have to attend all of MAP? I plan on going but I don't know if I can make it to everything as I'm busy moving into Ann Arbor that week.

Go to what you want. No one will care. I skipped at least one full day last year.

[Alexandria]

A question: what happens if you can't make all/part of the "orientation" for a journal? Can you still be on it??

The letter from MJLR says to contact them if you think that you have a conflict. I'm not sure to what extent they will work it out with you, or if missing too much of it will just keep you off. I'm pretty sure the MLR materials said their orientation is mandatory, and the pledge or pick-up slip or whatever had something to sign saying you understood that.

You should have a really good excuse for missing a day or more of journal orientation. It really pisses ed board members off, as they feel like you are breaking the commitment you made when you agreed to join the journal.

[topsome]

Talk about attending part of orientation, does anyone know if we have to attend all of MAP? I plan on going but I don't know if I can make it to everything as I'm busy moving into Ann Arbor that week.

Go to what you want. No one will care. I skipped at least one full day last year.

Thanks! That's good to hear, I know I definitely need the Friday that week to move in.

[snotrocket]

You should have a really good excuse for missing a day or more of journal orientation. It really pisses ed board members off, as they feel like you are breaking the commitment you made when you agreed to join the journal.

Yep. When they say "read and sign the following" -- they mean it. We are becoming lawyers, after all. Your clients will be paying you to know this sort of thing. Also, your license will depend on it.

[annarborbound]

Well, it looks like that won't be a concern for me -- I will apparently be having a lot of free time that week...and next year...

I know this is bad, but how bad? I don't know any 2Ls/3Ls from last year who weren't on any journal, so I can't really tell how much trouble I'm in. Ugh.

[MLaw11]

Well, it looks like that won't be a concern for me -- I will apparently be having a lot of free time that week...and next year...

I know this is bad, but how bad? I don't know any 2Ls/3Ls from last year who weren't on any journal, so I can't really tell how much trouble I'm in. Ugh.

Join the club.