24 hours to decide-AU v. UB ($) Forum

trollhunter2 · Post by **trollhunter2** » Mon Apr 30, 2012 2:52 pm

I am very debt adverse, and know pretty much what the best course of action is. Nevertheless, I just want to take a poll and see if the results agree with my presumption:

I have a 60% scholarship from University of Baltimore and would graduate with as little as 45k in debt, and perhaps even less than that.

I got off the waitlist at American today (in their part-time program). Their tuition is 31,000 a year, part-time, no scholarship, although, with my degree and work experience, I know I could find a decent job in DC, and help chip away at the tuition as I go along.

I wish to work for the EPA, or do some other environmental PI work. American is appealing in this regard, but their tuition is frankly outrageous and I am scared that if one is not in that lucky top 20 percent, you're thrown to the wolves in a saturated market.

Note*Though I would agree with the retake reply, I've taken it 3 times in the last year.

Thanks!

The Rover · Post by **The Rover** » Mon Apr 30, 2012 3:00 pm

Baltimore. In your other thread you said you were from there, right?

trollhunter2 · Post by **trollhunter2** » Mon Apr 30, 2012 4:24 pm

Indeed

cinephile · Post by **cinephile** » Mon Apr 30, 2012 4:33 pm

$45k borrowed is manageable. I'd take Baltimore.

trollhunter2 · Post by **trollhunter2** » Mon Apr 30, 2012 5:49 pm

Double indeed.

trollhunter2 · Post by **trollhunter2** » Tue May 01, 2012 8:55 am

Closing arguments/reasons/remarks anyone?

Thanks for your guys input!

Post by **romothesavior** » Tue May 01, 2012 1:27 pm

trollhunter2 wrote:Closing arguments/reasons/remarks anyone?

Thanks for your guys input!

I guess Baltimore if that's where you are from and you can keep your debt low, but you should realize that the job prospects are pretty poor. Only 43% got full-time JD-required jobs according to Law School Transparency. Take a look at the job placement reports:

--LinkRemoved--

http://placementsummary.abaquestionnair ... eport.aspx

Baltimore still wins on account of debt. Just know that you will not work for the EPA, and you may not work as a lawyer.

What happened to Kent? You were just raving about them and their awesome job prospects the other day. Crossed them off the list?

Edited: Thanks for the clarification jenesaislaw, I was under the assumption it included both.

trollhunter2 · Post by **trollhunter2** » Tue May 01, 2012 3:17 pm

I must confess that I was vehemently arguing for Kent because I wanted people to point out assumptions in my reasoning. If said reasons could hold up to the level of critical scrutiny here on TLS, I know my reasons were good. However, there is too much uncertainty in the way the data breakdowns within each category of employment. People helped expand upon the assumptions made in each employment category and explain how the data can be massaged. Similarly, I posted stats from William and Mary, without naming the school, and similar interpretation can make W&M look bad, which is concerning, since even the W&Ms out there are beginning to suffer from this damned economy also.

How much confidence should one have in Law School Transparency? If very confident, these figures are indeed troubling. How much confidence should one have in the ABA numbers on their website? I wish the ABA would publish the percentage of JD required jobs, at least on the reports I am generating. I am confused here because LST gets their data from ABA, but in all the charts I look at from the ABA, there is no separate indication of JD required jobs, am I missing something here?

With that said, according to LST, Kent looks like it does decent, at least with respect to American (54.3%) and Baltimore (43.3%), with 70.6% of the jobs their graduates land requiring JD's. But again, it depends on how those figures break down. Still, I think the point is: if I don't do well at Baltimore, I will have a crap job but will owe close to nothing. If I go to American and don't do well, I will have a crap job and owe 100k plus. If I go to Baltimore and do well, I will owe close to nothing and will decide to stay or transfer. If I go to American and do well, I will negoitate scholarship money or decide to transfer but will owe 30k.

It's a bummer because I really like American but their employment stats are only marginally better than Baltimore according to LST. Their clinics and focus on PI work is right up my alley, however, and DC is more policy-centric than Baltimore. They report 18 people who got Fed jobs compared to the 2 you pointed out at UB. Yet, you still advise Baltimore. I find it interesting the Fed is not classified under government, so I assume government means something else. What I consider important is the JD required category relative to debt likely incurred.

romothesavior wrote:
trollhunter2 wrote:Closing arguments/reasons/remarks anyone?

Thanks for your guys input!
I guess Baltimore if that's where you are from and you can keep your debt low, but you should realize that the job prospects are pretty poor. Only 43% got full-time JD-required jobs according to Law School Transparency. Take a look at the job placement reports:

--LinkRemoved--

http://placementsummary.abaquestionnair ... eport.aspx

Baltimore still wins on account of debt. Just know that you will not work for the EPA (only 2 people got federal jobs from Baltimore), and you may not work as a lawyer.

And American would be a poor choice for trying for the EPA with 18? A 3% chance jobs the Fed from AU does seem piss poor considering the debt.

What happened to Kent? You were just raving about them and their awesome job prospects the other day. Crossed them off the list?

Indeed, consider it crossed, although once again, Kent does seem to do better, at least statistically, then some of my other options. But the debt is hard to justify. At least Kent seems to have an excuse, what's AU's?

PS: At the end of the day, I am surpised you didn't advise San Diego based soley on your avitar with the wise adage, to "keep it classy...":6

In all seriousness, though, thanks for your input.

jenesaislaw · Post by **jenesaislaw** » Tue May 01, 2012 10:09 pm

"Federal" means "Federal Clerkship" on the ABA placement summary.

We (LST) get our data from up to four sources: the ABA, U.S. News, school NALP reports, and school websites. The bar-required stats come from only the last 3. The ABA requires these data for 2011 grads, fortunately.

trollhunter2 · Post by **trollhunter2** » Wed May 02, 2012 12:29 pm

Your site sir, is performing a noble and necessary public service and should be recognized accordingly. Of course I would suggest seeking funding from Congress but Congress is part of the problem: giving the green light to unlimited loans, so naive law students can be indebted to the banking cartel for life.
I am not an organizer for the Occupy Movement, nor really involved in it, but this hegemony must be on the front line of the issue!
I am just glad that I thoroughly researched the issue, and found websites like TLS and LST, before I made a life-damning decision!
The true irony is: someone could borrow a quarter-million dollars, open their own law school and award themselves a JD…then, if the school went under, that person could just file Chapter 7! Obviously I am joking, but such a scenario does speak to the absurd risk of student loans and to the 1 trillion owed to the banks!

Keep up the good work!

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