Health Insurance Forum

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shepdawg

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Health Insurance

Post by shepdawg » Fri May 14, 2010 12:25 pm

My school requires that its students have health insurance. If you don't proof that you have it, they sign you up for their insurance program and add the cost to the account.
Does your school require insurance?
Are you taking their program, or finding your own private insurance? If using private, where did you get a good deal?

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WrappedUpInBooks

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Re: Health Insurance

Post by WrappedUpInBooks » Fri May 14, 2010 12:27 pm

This new health care bill is going to let me get back on my parent's insurance for the first 2 years of law school, anywa. After that, who knows.

JOThompson

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Re: Health Insurance

Post by JOThompson » Fri May 14, 2010 12:34 pm

I'll be using my family insurance plan for at least the first year. As a 2/3L RA, I'll have access to the school's subsidized healthcare though so I may pick that up.

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Pisto3

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Re: Health Insurance

Post by Pisto3 » Fri May 14, 2010 12:38 pm

WrappedUpInBooks wrote:This new health care bill is going to let me get back on my parent's insurance for the first 2 years of law school, anywa. After that, who knows.
Can you give a few more details on this - or where to find more details without digging through the bill...

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Tangerine Gleam

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Re: Health Insurance

Post by Tangerine Gleam » Fri May 14, 2010 12:41 pm

I think the new bill says that you can be on your parent's health care for two years after college -- or perhaps that it's until you're [strike]25[/strike] 26. [edited]

I've been paying out-of-pocket for my own insurance for years, but it looks like my school's program (Boalt's SHIPP) would cost less than it would for me to continue going through a private company. So I'll probably switch.

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eldizknee

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Re: Health Insurance

Post by eldizknee » Fri May 14, 2010 12:47 pm

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Last edited by eldizknee on Fri Jan 28, 2011 10:02 pm, edited 1 time in total.

dudders

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Re: Health Insurance

Post by dudders » Fri May 14, 2010 12:52 pm

Due to the health care overhaul, starting in July, children will be allowed to stay on their parents' health insurance policy until they turn 26 (not 25 as previously mentioned in this thread), regardless of dependency or student status. Certain states and insurance providers were already more generous than the new federal changes, so do some research into the policy itself and the state the policy is from.

I briefly considering rejoining my mother's policy in July, which I previously lost eligibility for the month I graduated from undergrad in 2007. However, since I will turn 26 during 1L, I figure the enormous hassle of changes insurances twice is probably not worth some of the savings.

dudders

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Re: Health Insurance

Post by dudders » Fri May 14, 2010 2:02 pm

I just looked at prices for GW's student health insurance and it's about $1600 for a 12-month (August to August enrollment). I doubt I could come up with anything close to an acceptable individual policy for $125 a month.

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YCrevolution

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Re: Health Insurance

Post by YCrevolution » Sat May 15, 2010 10:12 am

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SamSeaborn2016

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Re: Health Insurance

Post by SamSeaborn2016 » Thu May 20, 2010 7:53 pm

My school requires it and I will be getting it. Thankfully I won't have a gap in coverage since my current insurance will go until the end of August.

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