Best PI Loan Assistance Forum

[Nolachicken]

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[LoganCouture]

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[twenty]

You're working for a judge as an undergrad? Anyway:

1) A good PI program will have a broad LRAP with a high earning cap. I believe Columbia's is the highest at 100k, last time I checked. What that means is that if you earn anything less than 100k/year, the school will pick up your IBR payment. NYU's is very good too, in that it caps at 80k for zero payment, but still pays a prorated amount up to about 105k/year. Same with Georgetown. HYS' are not as good because their payment caps are significantly lower (Harvard's is 48k I think?), but they pay based on a ten-year repayment rather than on IBR. That's better if you think you won't spend more than a few years in PI.

2) A good PI program's school will be located where you want to work. I cannot stress this enough. It is significantly harder to volunteer/extern during the school year if you have to drive an hour or more. If your judge you want to work for is in Idaho and you see yourself working for some Idaho county DA's office, go to University of Idaho for free even if it is a TTT.

3) A good PI program will have post-graduate funding AND good opportunities associated with that funding. No one likes school funded jobs, but they're better than volunteering for free. Some school funded jobs are more competitive than biglaw, depending on the school.

4) A good PI program will give you a full scholarship. Seriously, don't rely on LRAP and fuck around with IBR for ten years. Take the full ride at the lower ranked school, unless you're looking at HYSCCN and you dream of being an ACLU superstar.

[Nolachicken]

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