Need Access question about prior loans Forum

[singftw]

Does anyone know whether unpaid loans increase or decrease your perceived financial need? I'm trying to fill out the Need Access form, and they have a section on Other Education Loans Owed as of June 1, 2014(Ref. 7c). It asks about education loans borrowed from other sources, such as a school, parents, or relatives. Will I be seen as less or more needy if I put down that I've received personal loans from my parents/relatives? Or will it not affect their calculations of my need at all? (But if it doesn't, what exactly are they trying to infer about my financial situation with that info?)