Private Loans From Undergrad Forum

[shawty18ga]

I'm a 3L in my last semester. My loans from undergrad have been deferred the whole time I've been in law school. I had the business office fill out the form that the loan people gave me that said that I was in school so that I was eligible for deferment. All of a sudden, the loan people are saying that I have to pay, and that the only reason I didn't have to pay for the last 2.5 years is that they didn't know that I had graduated from undergrad. I'm pretty sure that my loans were supposed to be deferred as long as I'm in school half-time. The difference between my understanding and theirs is that they say this was only for undergrad. Does anybody have any experience with this? I don't have the notes (I was a dumbass in undergrad and didn't hold onto them).

[Captain Hammer]

For private loans the rules vary. Many private student loan providers offer deferment options for those in graduate school, but not all do. It's quite possible you have a loan that didn't have a deferment option. In that case, they can start asking for repayment any time they want.

[shawty18ga]

I just feel like they're bullshitting me. After all, they were the ones who sent me the deferment form to have the school fill out when I told them I needed to defer for law school. I guess I need the note. The bastards won't send it to me unless I write them a letter, which I'm sure will take forever to process.