Maximum student loans vs. cost of attendance Forum

[katesearches]

On the federal loan website, I read that the maximum amount of student loans was around 130,000. On a few other websites, I read that the maximum was $130,000, including federal/private loans. This number is the total amount for both undergrad and grad loans.

BUT cost of attendance is about $70,000/ year at a private law school (such as cornell or harvard), coming to about $210,000 total. If I don't get any scholarships or grants, that would mean I'd have to supply/work for roughly $80,000 throughout the course of 3 years.

What happens if you max out on loans and can't earn $80,000 during the 3 years? Have I been reading the websites wrong - is 130,000 the maximum for a certain federal loans, but not all? For people whose parents aren't able to contribute (0 EFC), what were your experiences in affording law school? Any other advice?

[Tiago Splitter]

That's the max Stafford loan only. Each year the max Stafford is $20,500.

[nicktoff]

SPAM.

[cinephile]

You can take out gradplus up to the full coa.