Just wanted to say you've been a great resource of information to me. I look forward to seeing you for Diversity Weekend!!spiritniffler189 wrote:Hi everyone! Just wanted to jump in and say if any of you have questions about Cornell and have been accepted, please shoot me a PM. Best of luck w/ all of your cycles!
URM 2013-2014 Cycle Thread Forum
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- AAJD2B
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Re: URM 2013-2014 Cycle Thread
- mt2165
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Re: URM 2013-2014 Cycle Thread
Yeah they're stingy.....they want it ALLAAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
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Re: URM 2013-2014 Cycle Thread
I have an IRA and didn't have this issue.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
- AAJD2B
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Re: URM 2013-2014 Cycle Thread
Interesting. Perhaps its based on the amount in one's retirement accounts?kenwash wrote:I have an IRA and didn't have this issue.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
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Re: URM 2013-2014 Cycle Thread
i really hope this doesn't end up being the case for me, and thankfully i haven't yet been forced to field any questions about my IRA. if it comes down to it, i guess i'll have to dip into it, but i'd really prefer not to. i'm already in a tax rut from having withdrawn early before.AAJD2B wrote:Interesting. Perhaps its based on the amount in one's retirement accounts?kenwash wrote:I have an IRA and didn't have this issue.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
- AAJD2B
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Re: URM 2013-2014 Cycle Thread
Yes, I think we have to mention it on the NeedAccess application, they ask something about how much you have in an IRA/401K/Roth etc. as part of the student information form.alllaweverything wrote:i really hope this doesn't end up being the case for me, and thankfully i haven't yet been forced to field any questions about my IRA. if it comes down to it, i guess i'll have to dip into it, but i'd really prefer not to. i'm already in a tax rut from having withdrawn early before.AAJD2B wrote:Interesting. Perhaps its based on the amount in one's retirement accounts?kenwash wrote:I have an IRA and didn't have this issue.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!

- BankruptMe
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Re: URM 2013-2014 Cycle Thread
What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
- BankruptMe
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Re: URM 2013-2014 Cycle Thread
First result: waitlisted at safety
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Re: URM 2013-2014 Cycle Thread
Interestingly enough, I drained my 401K before I applied for law school, but that was inadvertently. I didn't even consider the fact that it could impact financial aid.
- AlexVee
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Re: URM 2013-2014 Cycle Thread
0L lurker checking in....would this actually work?BankruptMe wrote:What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
- BankruptMe
- Posts: 822
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Re: URM 2013-2014 Cycle Thread
It does. I would do it a year in advance, but yeaAlexVee wrote:0L lurker checking in....would this actually work?BankruptMe wrote:What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
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Re: URM 2013-2014 Cycle Thread
Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.
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Re: URM 2013-2014 Cycle Thread
You can and will keep going, I'm sure of it. Once games start to click they get easier and easier and eventually even become FUN. I hope to see you keep pushing!El Principe wrote:Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.
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Re: URM 2013-2014 Cycle Thread
damn.BankruptMe wrote:It does. I would do it a year in advance, but yeaAlexVee wrote:0L lurker checking in....would this actually work?BankruptMe wrote:What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??
Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?
UGH. I am withdrawing from them this week.
I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
- applelover
- Posts: 1921
- Joined: Fri Oct 04, 2013 12:43 pm
Re: URM 2013-2014 Cycle Thread
+1 I went up 15 points from my first PT mostly because I mastered LG and started doing them for fun.logicspeaks wrote:You can and will keep going, I'm sure of it. Once games start to click they get easier and easier and eventually even become FUN. I hope to see you keep pushing!El Principe wrote:Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.
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Re: URM 2013-2014 Cycle Thread
Yeah... I'm feeling pretty good about it. Just have to learn to manage my time and get some studying in during lunch/breaks/before/afterwork/etc. Practice testing's going to be the hard part. I have to close everyday. Retail management <<<.
In other words, students from University of Houston's admitted students FB page are panicking about Houston's drop into Tier 2.
I want to explain to them that, honestly, a #58 JD from Houston is better for Texan employers than a #24 JD from William & Mary, so the rankings are irrelevant. However to fully explain myself, I'd probably also have to explain how T14 Texans, UT/Vandy, & perhaps WUSTL graduates are first in line, and I'm not sure that's what they need to hear right now.
In other words, students from University of Houston's admitted students FB page are panicking about Houston's drop into Tier 2.

I want to explain to them that, honestly, a #58 JD from Houston is better for Texan employers than a #24 JD from William & Mary, so the rankings are irrelevant. However to fully explain myself, I'd probably also have to explain how T14 Texans, UT/Vandy, & perhaps WUSTL graduates are first in line, and I'm not sure that's what they need to hear right now.
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Re: URM 2013-2014 Cycle Thread
Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
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Re: URM 2013-2014 Cycle Thread
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.
However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
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Re: URM 2013-2014 Cycle Thread
El Principe wrote:wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.
However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
Hmm I think he is saying that he is sending his Vandy and Temple offers to Rutgers, which I think will work. I would note Vandy because that would give them an incentive to go up since you are wanted at a higher ranked school. Good luck!
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Re: URM 2013-2014 Cycle Thread
I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.El Principe wrote:wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.
However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
- toshiroh
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Re: URM 2013-2014 Cycle Thread
Yeah, it's always the smaller schools that give the troll offers. On the bright side, out of the 7 attorneys I know in Big Law, 4 of them went to Rutgers. Which is kind of odd when I think about it.wlee1220 wrote:I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.El Principe wrote:wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.
However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
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Re: URM 2013-2014 Cycle Thread
Oh, sorry. Read that too fast. Well in that case, I'd send it. Just spin it to make the focus on making Rutgers more affordable rather than using Vandy's offer to extort them.wlee1220 wrote:I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.El Principe wrote:wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?
I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.
However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.

And like the guy above said, the smaller schools ABSOLUTELY troll you with offers.
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Re: URM 2013-2014 Cycle Thread
Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.
- ChuggaChuggaChooChoo
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Re: URM 2013-2014 Cycle Thread
Damn congrats homie....two days, two dope schoolsLawSchoolOrNah wrote:Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.
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Re: URM 2013-2014 Cycle Thread
ChuggaChuggaChooChoo wrote:Damn congrats homie....two days, two dope schoolsLawSchoolOrNah wrote:Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.