Dillard vs Harvard Forum

[jawaharlaw nehru]

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[rpupkin]

Your question has already been asked on here multiple times. You know what everyone is going to say.

[UnicornHunter]

[youtube]-WCFUGCOLLU[/youtube]

[Mack.Hambleton]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

[kingpin101]

You already know what everyone is going to say. Don't waste your good fortune.

[Atmosphere]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

Is there a thread that shows the logistics on how it comes out to 3k/month for 3 years?

But yeah OP, Dillard

[chuckbass]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

Is there a thread that shows the logistics on how it comes out to 3k/month for 3 years?

But yeah OP, Dillard

There is math that shows this, yes

[Atmosphere]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

Is there a thread that shows the logistics on how it comes out to 3k/month for 3 years?

But yeah OP, Dillard

There is math that shows this, yes

Hahah sorry, I'm scarily bad at math. Humor me, 300k COA ~~> 3k/month?

[WeeBey]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

Is there a thread that shows the logistics on how it comes out to 3k/month for 3 years?

But yeah OP, Dillard

There is math that shows this, yes

I think they meant 3k for 10 years lol. Sticker is about 300k. 3k * 36 months is 108k.

[chuckbass]

Oh sorry I didn't read this I assumed it said for 10 years and that works out so I was a bit confused, sorry. Either way obviously OP should just take the money.

[Mack.Hambleton]

Sorry meant to type 10 years.

[jbagelboy]

I'd go with the Dillard.

University of Virginia Law is perfectly reputable for any kind of national political position you'd seek out (or regional if the region is mid-Atlantic). There are probably as many Virginia alumnus working in DC as Harvard, taking into account per capita considerations.

[WeeBey]

Take the Dilliard. Then you'll at least get to ball out with your big law salary. You could buy a house/condo and put 4k towards your mortgage instead of 3k on loans and 2k towards rents like your friends in biglaw and have nothing to show for it after 5 years.

[Atmosphere]

Your result will likely be the same from either school, DC or NYC biglaw. One is free and one will require you to make 3k loan payments for three years. Lots of people who get into Harvard don't get T14 full rides, you were one of the lucky ones.

Is there a thread that shows the logistics on how it comes out to 3k/month for 3 years?

But yeah OP, Dillard

There is math that shows this, yes

I think they meant 3k for 10 years lol. Sticker is about 300k. 3k * 36 months is 108k.

Haha oh good, I thought I was losing it.

[Innovative]

I would never advise anyone to take more debt than they are confortable with. And, your decision calculus is likely to change once your see what your aid package is. You have two very good options. Plenty of people at HLS made a similar decision, but I bet plenty of very successful and happy people made the decision to take the money and run. HLS isn't a bad investment, and you'll have the opportunity to pay off your debt if you go. But, this is another thread where TLS can't really tell you what you should do, or what objectively is best.

[Mack.Hambleton]

I would never advise anyone to take more debt than they are confortable with. And, your decision calculus is likely to change once your see what your aid package is. You have two very good options. Plenty of people at HLS made a similar decision, but I bet plenty of very successful and happy people made the decision to take the money and run. HLS isn't a bad investment, and you'll have the opportunity to pay off your debt if you go. But, this is another thread where TLS can't really tell you what you should do, or what objectively is best.

good input

[gnomgnomuch]

It's not like UVA is a BAD option if you want to go into politics... Sure, for pure political connections you obviously can't beat Harvard, but there is never any kind of certainty in whether or not you'll get into politics.

This is how I view it:

I'll be either median (likely outcome) at H or UVA. At both schools I'll likely get a big-law gig. At H I'll have more security for a job but also roughly 300k (without interest accruing) in debt, which will take me 5-8 years to pay off in big-law hell, without the possibility of even living it up because debt. BUT, I'll have that awesome Harvard prestige.

At UVA you'll have a full ride + that named scholarship (just something to put on your resume to check a box, but you'll have it.) You'll graduate with say roughly 50k in COL debt + 30 from undergrad. You'll pay of that 100k or so (interest) in 2-4 years of relatively low payments in big-law. You'll be way less stressed over debt, so you wont feel the pressure to work 110 hours a week or else you'll lose your job. Plus, when you get your debt down to whatever level you're comfortable with, you can start looking for exit options.

Don't forget, the big-law attrition rate is ridiculously high and a lot of it is self attrition, not people getting fired. At H you might be forced to stay because of debt, at UVA you'll be able to leave whenever you want to basically.

After a while you could transition into gov work or basically whatever you want, because who is going to look down at a UVA dillard scholar?

Basically, take UVA, because you're missing out on some prestige and options for wayyyy less stress down the line.

This changes a bit when it comes to clerkships and big-fed, but I still don't think that H is worth 300k+ over UVA for those opportunities.