USD $12K Scholarship vs Cal Western Full Ride

[AverageMale]

I have found forum posts regarding this topic, but the most recent one is three years old. I am in this situation now and would like to see if there is more current information on the issue, and what others in the same position are deciding and why. I have acceptances to USD and Cal Western, USD is offering $12K per year and Cal Western has offered me their full ride. I only applied to the San Diego schools, so these are my only real choices. I applied for part time enrollment so I could continue to work a part time job to help supplement. My career goals are to start my own practice after school. Is it a better option to go with the higher ranked school and acquire some debt, or to avoid debt?

Essentially is the price of the education I will receive at USD worth the additional cost of the program?

[Gooner91]

What are the stips for the scholarships? What are your goals? How much would you be taking out in loans for each school?