. Forum

badaboom61 · Post by **badaboom61** » Fri May 17, 2013 11:25 am

200k is way too much for GULC, and 290k is an obscene amount of debt from anywhere. Even if you get a biglaw job, it will take you 5+ years of heavy payment before you can actually begin saving / enjoying any of the money, and few people even last that long in biglaw.

Wait a few years, save some money, potentially retake the LSAT for a bigger scholarship, see if NYC firms raise salaries. Coming out of law school with 290k of debt is just not worth it; the next 8 years will be much more comfortable for you if you stay in your current job.

senorhosh · Post by **senorhosh** » Fri May 17, 2013 11:29 am

Btw can't retake

Ti Malice · Post by **Ti Malice** » Fri May 17, 2013 11:35 am

So much debt. That's terrifying.

Are you a splitter?

sinfiery · Post by **sinfiery** » Fri May 17, 2013 11:40 am

Given the current prices, Penn > GULC everytime unless you specifically want DC PI, maybe.

Btw, we don't accept can't retake as a proper response. Be more specific or retake.

jbagelboy · Post by **jbagelboy** » Fri May 17, 2013 11:42 am

NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt

North · Post by **North** » Fri May 17, 2013 11:47 am

senorhosh wrote:Btw can't retake

Why? Bet you can.

senorhosh · Post by **senorhosh** » Fri May 17, 2013 11:52 am

North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.

3.1 174. Will it help?

sinfiery · Post by **sinfiery** » Fri May 17, 2013 11:56 am

Sufficient. No, it likely won't.

If you get in off the WL at any of those schools, I would absolutely go there over Gtown at 200k.

Consider the investment is a risky one and that is an insane amount of debt. But an investment that I don't believe is terrible.

untar614 · Post by **untar614** » Fri May 17, 2013 11:57 am

senorhosh wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
3.1 174. Will it help?

When did u apply? Also, did you apply to Northwestern?

senorhosh · Post by **senorhosh** » Fri May 17, 2013 12:07 pm

untar614 wrote:
senorhosh wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
3.1 174. Will it help?
When did u apply? Also, did you apply to Northwestern?

Early. NU WLed me yesterday.

To be honest i was PTing 178-180 but took the lsat on 3 hours sleep. But i think the risk is higher than the reward for retake

sinfiery · Post by **sinfiery** » Fri May 17, 2013 12:10 pm

If you don't get in off the WLs, I would retake(for dat ego) and ED UVA. You should have this year, honestly.(eta: easy to say this in retrospect, my bad.)

Rahviveh · Post by **Rahviveh** » Fri May 17, 2013 12:17 pm

I don't think retaking is necessary here. I'd probably just hang out on the waitlists, and then ED Penn (with UVA as a backup) next year.

Doorkeeper · Post by **Doorkeeper** » Fri May 17, 2013 12:19 pm

You're a sufficient splitter so that you're not going to get more than 30-50k at any T14 school.

This being said, GULC is not worth 200k if you're targeting LA and NYC. I would grab CCN if you get in off of the WL. If you don't get accepted off any CCN waitlist, I would ED to UVA next year and hope you can grab CCN at sticker or maybe Northwestern or MVP with a bit of money.

senorhosh · Post by **senorhosh** » Fri May 17, 2013 12:27 pm

Ok this pretty much lines up with what i was thinking. Just making sure I'm not crazy

senorhosh · Post by **senorhosh** » Fri May 17, 2013 12:29 pm

untar614 · Post by **untar614** » Fri May 17, 2013 2:23 pm

jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt

Where did you get this info?

Rahviveh · Post by **Rahviveh** » Fri May 17, 2013 2:25 pm

untar614 wrote:
jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt
Where did you get this info?

Its speculation. Some think there were a lot of people at Chicago's ASW. I suspect some of them were either guests (SO's and parents) or perhaps even plants by the admissions staff. At this point its just a rumor

jbagelboy · Post by **jbagelboy** » Fri May 17, 2013 2:29 pm

ChampagnePapi wrote:
untar614 wrote:
jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt
Where did you get this info?
Its speculation. Some think there were a lot of people at Chicago's ASW. I suspect some of them were either guests (SO's and parents) or perhaps even plants by the admissions staff. At this point its just a rumor

yes its speculation, but its a rather well educated guess.

everyone who applied late (like feb and beyond) got WL, even with median numbers. I think this pointed to fear of overenrollment. yea, ASW was busy, but of course they will draw SOME from the WL -- what's important is to look at OP's numbers. There are people sitting on that WL with 3.8+/172+ who will get grabbed bfore a 3.1. For OP's purposes its a longshot.

enigmabk · Post by **enigmabk** » Fri May 17, 2013 4:21 pm

North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.

Lol

North · Post by **North** » Fri May 17, 2013 4:25 pm

enigmabk wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
Lol

99% of the time that's the case. In this 1% situation OP had a 174.

ManoftheHour · Post by **ManoftheHour** » Fri May 17, 2013 4:30 pm

What happened to USC/UCLA or Cornell? With a 174, I'd imagine they'd throw some $$$ at you.

rad lulz · Post by **rad lulz** » Fri May 17, 2013 4:40 pm

Doorkeeper wrote:You're a sufficient splitter so that you're not going to get more than 30-50k at any T14 school.

This being said, GULC is not worth 200k if you're targeting LA and NYC. I would grab CCN if you get in off of the WL. If you don't get accepted off any CCN waitlist, I would ED to UVA next year and hope you can grab CCN at sticker or maybe Northwestern or MVP with a bit of money.

Do this

enigmabk · Post by **enigmabk** » Fri May 17, 2013 5:00 pm

North wrote:
enigmabk wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
Lol
99% of the time that's the case. In this 1% situation OP had a 174.

Micdiddy · Post by **Micdiddy** » Fri May 17, 2013 5:08 pm

I'm very surprised NU Waitlisted you, usually you are their wet dream because they love that LSAT and have few competition from other schools that will stomach that gpa. For reference, I know people with worse numbers than you who got NU $. Oh well, splitter cycles are weird.

Anyway, GULC at 200k is just plain bad, CCN at sticker is defensible, so out of those options go big.

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