SunnyO wrote:Thanks, everyone - you've been great!!
Update: Just when I thought BC was the right choice for me, BU decided to give me $15k/year. I visited the finaid office at BC and talked to some (really nice) people in an attempt to negotiate, but no answer yet even after following up.
The thing is, even with the BU scholarship - as sullidop pointed out - my IBRs wouldn't be any different, and BC seems to have a more consistently generous LRAP. So even though overall debt would be higher at BC, my monthly payments would be lower over the 10 years of making IBR.
I think Northeastern is out. The co-op program is great and I love the culture there, but if I am driven enough I can create my own equivalent through part-time semester work and summer/winter work - and the opportunities, name recognition, and alumni networks at BU and BC are more of a guarantee.
Do you guys think I am on the right track? Still leaning towards BC, that is. And one small - but important - issue: even though I'm an atheist, I like the Jesuit-influenced disposition towards public service at BC.
BC's LRAP, while definitely better than BU's isn't great (the income gap isn't that high). Also, you may want to do PI, but that could change. I wanted to do PI, but realized the PI I wanted to do was too competitive without work experience and so I'll be working for a bigfirm for a bit. If you do fedgov work, you'll bust the BC income cap within a year or two, so it won't help that much. Since you want to do international stuff, the competition is stiff, and you made need to do firm work or something beforehand.
Since BU is now $45,000 cheaper, I think its
slam-dunk BU. PI is competitive, so you can't assume you'll get a job in it, if you get a fed-job you'll bust BC's income cap and so cheaper is better, and lower debt = more freedom to do what you want when you get out of school. Also, less debt = less stress about money. BU/BC are peers in almost every sense, so to me, saving $45,000 is the duh thing to do. That is, unless BC comes back with a better offer.