Take the money and Run; YS - CCNH? Forum

[03152016]

Not a shocker, there are a lot of grads at tier-2 schools being hired at good firms making six-figures. The trick is to be accepted at a tier-2 on a full ride (or close to it). To do that one must leverage her or his stats and walk from the T-14 sticker (or a minimal scholly).

If a JD COA costs you more than 25K, you are doing it all wrong. Imagine on payday that you get to keep all of your paycheck.... that thought needs to supplant everything else.

Wow the circlejerk has reached the apex of stupidity

[daryldixon]

Not a shocker, there are a lot of grads at tier-2 schools being hired at good firms making six-figures. The trick is to be accepted at a tier-2 on a full ride (or close to it). To do that one must leverage her or his stats and walk from the T-14 sticker (or a minimal scholly).

If a JD COA costs you more than 25K, you are doing it all wrong. Imagine on payday that you get to keep all of your paycheck.... that thought needs to supplant everything else.

Wow the circlejerk has reached the apex of stupidity

Honestly "max stupidity" is attending law school at full sticker price. There is no way that is a good idea.

[sublime]

..

[daryldixon]

This is true for most people. I don't know if its true for splitters, who can maybe land some decent t14s but not get huge money anywhere. Sticker at CCN is a better option than 40-50k at Vandy or something.

Nope. The better idea is just not going to law school. Or working for a few years and getting a substantial savings to help with some of the costs of law school.

[daryldixon]

Not a shocker, there are a lot of grads at tier-2 schools being hired at good firms making six-figures. The trick is to be accepted at a tier-2 on a full ride (or close to it). To do that one must leverage her or his stats and walk from the T-14 sticker (or a minimal scholly).

If a JD COA costs you more than 25K, you are doing it all wrong. Imagine on payday that you get to keep all of your paycheck.... that thought needs to supplant everything else.

Lol.

25k? That is ridiculous.

I am all for DF's threads, and the general gist of them, but if we are saying your COA should be 25k, that limits you to going to school where you can live for free on a full ride. That is absurd.

And in your imaginary world the trick is to get a full ride at a T2, count on finishing top 5%, get a little lucky in an interview, and nab a six figure job.

I think maybe he meant per year. Otherwise I completely agree with you.

[sublime]

..

[03152016]

Not a shocker, there are a lot of grads at tier-2 schools being hired at good firms making six-figures. The trick is to be accepted at a tier-2 on a full ride (or close to it). To do that one must leverage her or his stats and walk from the T-14 sticker (or a minimal scholly).

If a JD COA costs you more than 25K, you are doing it all wrong. Imagine on payday that you get to keep all of your paycheck.... that thought needs to supplant everything else.

Wow the circlejerk has reached the apex of stupidity

Honestly "max stupidity" is attending law school at full sticker price. There is no way that is a good idea.

Not everyone who pays sticker has the same situation, you mouth-breathing idiot. If you hadn't eaten so many paint chips as an infant you'd realize that prospective students may have legitimate reasons to attend without scholarships.

In my case, I'm a splitter who would expect $60k, $90k if I'm very lucky at a lower T14. I can easily earn that working 10-14 hours a week over the course of law school, which I made the decision I would do. All of my friends and my support network are in the city I'm attending school in. My living expenses won't change significantly once I start school, and I live very frugally. Not to mention the fact that my school has great placement in the area I'm interested in, more-so than the schools I would consider with $.

Of course, you're such an idiot nuance is completely lost on you. You'd rather just assume everyone attending at sticker is turning down $$$ at quality schools and completely financing COA with loans.

[daryldixon]

Not a shocker, there are a lot of grads at tier-2 schools being hired at good firms making six-figures. The trick is to be accepted at a tier-2 on a full ride (or close to it). To do that one must leverage her or his stats and walk from the T-14 sticker (or a minimal scholly).

If a JD COA costs you more than 25K, you are doing it all wrong. Imagine on payday that you get to keep all of your paycheck.... that thought needs to supplant everything else.

Wow the circlejerk has reached the apex of stupidity

Honestly "max stupidity" is attending law school at full sticker price. There is no way that is a good idea.

Not everyone who pays sticker has the same situation, you mouth-breathing idiot. If you hadn't eaten so many paint chips as an infant you'd realize that prospective students may have legitimate reasons to attend without scholarships.

In my case, I'm a splitter who would expect $60k, $90k if I'm very lucky at a lower T14. I can easily earn that working 10-14 hours a week over the course of law school, which I made the decision I would do. All of my friends and my support network are in the city I'm attending school in. My living expenses won't change significantly once I start school, and I live very frugally. Not to mention the fact that my school has great placement in the area I'm interested in, more-so than the schools I would consider with $.

Of course, you're such an idiot nuance is completely lost on you. You'd rather just assume everyone attending at sticker is turning down $$$ at quality schools and completely financing COA with loans.

1. You mad bro? Seriously, cool it with the ad hominem attacks.
2. Working during 1L is usually an honor code violation at most schools.
3. If you can earn that much money only working 10-14 hours a week you have no business going to law school. The law will never pay you that much for working that little.
4. Do you think your situation is typical? Do you think most prospective law students have a situation even remotely like yours? They don't. Your very unique and anecdotal situation should not be used to give advice to the masses of prosective law students that are usually straight through from undergrad with no external source of income during law school.

[03152016]

Wow the circlejerk has reached the apex of stupidity

Honestly "max stupidity" is attending law school at full sticker price. There is no way that is a good idea.

Not everyone who pays sticker has the same situation, you mouth-breathing idiot. If you hadn't eaten so many paint chips as an infant you'd realize that prospective students may have legitimate reasons to attend without scholarships.

In my case, I'm a splitter who would expect $60k, $90k if I'm very lucky at a lower T14. I can easily earn that working 10-14 hours a week over the course of law school, which I made the decision I would do. All of my friends and my support network are in the city I'm attending school in. My living expenses won't change significantly once I start school, and I live very frugally. Not to mention the fact that my school has great placement in the area I'm interested in, more-so than the schools I would consider with $.

Of course, you're such an idiot nuance is completely lost on you. You'd rather just assume everyone attending at sticker is turning down $$$ at quality schools and completely financing COA with loans.

1. You mad bro? Seriously, cool it with the ad hominem attacks.
2. Working during 1L is usually an honor code violation at most schools.
3. If you can earn that much money only working 10-14 hours a week you have no business going to law school. The law will never pay you that much for working that little.
4. Do you think your situation is typical? Do you think most prospective law students have a situation even remotely like yours? They don't. Your very unique and anecdotal situation should not be used to give advice to the masses of prosective law students that are usually straight through from undergrad with no external source of income during law school.

Dude, I wasn't saying my advice was applicable to other 0Ls. That's my point in a way-- it's way lazy to reduce these highly individual decisions to "sticker=stupid" or "sticker is a great idea if it's T14".

My bad for over-reacting to the slight to my intellect. Been drankin.

[03152016]

Also, I like my job and all but if the rest of my life is going to be 'New Pop is on sale, Used Opera is not on sale', I'm going to put a bullet through my head.

[jk148706]

What should big splitters do who have to pay near sticker at t14s or just some scholly money at regionals. I didn't get much money from regional schools, likely bc my sucky gpa, so I'd be in some good debt at that school (which has a sub 60% lst score about 20 % bl+fc).

[cotiger]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

[rad lulz]

.

[rad lulz]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

Maybe splitters should not go sometimes

[cotiger]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

Maybe splitters should not go sometimes

That's my thought too, but people get angry.

[jk148706]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

Maybe splitters should not go sometimes

So when should a splitter go?

[drawstring]

'New Pop is on sale, Used Opera is not on sale',

I remember those days

[Cicero76]

You've been threading hard recently, bro.

DF RESURAGENCE

I like these threads because prospective law students try to justify going to the most prestigious school they got into without actually using the word prestigious

Preftigious

[rad lulz]

You've been threading hard recently, bro.

DF RESURAGENCE

I like these threads because prospective law students try to justify going to the most prestigious school they got into without actually using the word prestigious

Preftigious

Voice text won't recognize that spelling

[rad lulz]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

Maybe splitters should not go sometimes

So when should a splitter go?

Right school for the right price like everyone else

[KatyMarie]

Dan Gilbert: Why we make bad decisions https://www.ted.com/talks/dan_gilbert_r ... _happiness

Was watching this video, and the comparison errors part is kind of interesting if you look at it in light of choosing a law school/taking out massive debt to go to law school. When you're looking at paying back like $125k v. $150k over the next 10-15 years, that difference feels so much smaller than it would if it were something like the difference between buying a $6,000 car and a $31,000 car. Even though it's the same amount of money (basically I mean, not even going there with interest). Even though a $5,000 purchase would frighten the hell out of us in other contexts, we'll pretty easily add that kind of money on to our debt. We're never going to compare schools ever again once we start orientation in the Fall, but we're going to over-estimate how that comparison is going to effect our experience (turning down Harvard to go to Cornell, or whatever).

Although in his other TED talk, he talks a lot about how we tend to overestimate the difference between two different outcomes in our lives, so maybe nothing matters anyway idk.

[jbagelboy]

I can't tell you what splitters are supposed to do. All I know is that I would've just not gone to law school if my debt was going to be greater than $150k.

Maybe splitters should not go sometimes

So when should a splitter go?

Right school for the right price like everyone else

WUSTL full ride, UMN full ride for practicing in twin cities, GW full ride with patent qualifications (these are all possible for splitters), Northwestern w/ $60k-$90k if you can get it (splitters have), or have rich parents and ED UVA.

[Theopliske8711]

Also, I like my job and all but if the rest of my life is going to be 'New Pop is on sale, Used Opera is not on sale', I'm going to put a bullet through my head.

I wish I had done LSAT tutoring for a while. Seems like a chill job to have. Plus, the way people confuse improvements through just the fact that you are studying with improvements due to tutoring, I don't think it'd be too easy.

[UVAIce]

I think part of the problem with people taking sticker is that most people don't want to say no when they're accepted at an institution they want to attend (Harvard, Northwestern, etc.) even when the offer is a poor one. The other issue is that people have a hard time just saying no to law school, especially when preftige is involved.

A lot of people have also never actually lived out in the real world to understand what it means to live on a particular salary. I've also noticed that many law students overestimate what they'll be making in big law after tax. It's difficult for them to really grasp that even when you're making $160K a year you won't even see $100K of that in your bank account. You even make too much to qualify for the student loan deduction! So, even if you're extremely hardcore and only live on $40-$50k across the year in an expensive place like NYC you'll still only be able to put $50k a year towards your loans, much of which will actually be payments to interest and not principal. A lot of folks are also irrationally throwing away a lot of money to hedge their risks around ~10% at the maximum. To put it in simple to understand terms, if you just turned down $10K of savings at one school for a 10% better opportunity to have a "good" outcome you're paying $1,000 per percent increase in chance of a good outcome. I wish more students looked at it this way.

Our parents took jobs because it provided a certain set of benefits (salary, insurance, etc.), but we grew up in a world where we should be artists and marine biologists. The reality is that at the end of the day you have to provide for yourself, and maybe even a family, and to do that in our society requires $$$$. I don't think that's a justification to become a lawyer or go to law school; I think it is it the exact opposite. If the cards are just not in your favor then maybe you ought to do something else. There is absolutely nothing wrong with not becoming a lawyer.

[patogordo]

Our parents took jobs because it provided a certain set of benefits (salary, insurance, etc.), but we grew up in a world where we should be artists and marine biologists.

fuck you