when is it ok to pay sticker at Umiami? Forum

[bizzike]

I hate to be rude, but this sounds like an 8 step plan for a divorce. Do you think he'll still love you after you blow a quarter of a million to make the same amount of money as an AP clerk with an associates degree? Do you want to find out

[TheSpanishMain]

It must be nice to be so independently wealthy/secure that you can spend three years doing something out of "interest and passion" even though you know it's a bad idea.

I really don't think you should go to law school. Find something else that interests you.

Why are you even asking if you're just going to ignore everyone's advice? The consensus is that both of these options are bad. If you insist on picking one of them, no one can stop you, but don't expect people to endorse it. I guess, if I absolutely HAD to pick, I'd go to St. Thomas. It's probably a waste of three years, but it least it's a waste of three years that doesn't involve crazy debt.

[Young Marino]

It really annoys me when TLS does this.... This isn't as bad an idea as they might have you think. There are plenty of programs available to help ease the burden of student loan obligations. Further, UM is king in South Florida and from the majority of attorneys that I've spoken to, a UM grad is preferred over a t14 grad without ties down here. There are ways for you to succeed in South Florida despite the heavy loan burden. UMs alumni base is amazing and most if not all of them are willing to help you out if you're willing to put the work into networking. Don't let these prestige whores scare you off. Do what you think is best but make sure you want to stay in South Florida for a while.

[rayiner]

It really annoys me when TLS does this.... This isn't as bad an idea as they might have you think. There are plenty of programs available to help ease the burden of student loan obligations. Further, UM is king in South Florida and from the majority of attorneys that I've spoken to, a UM grad is preferred over a t14 grad without ties down here. There are ways for you to succeed in South Florida despite the heavy loan burden. UMs alumni base is amazing and most if not all of them are willing to help you out. Don't let these prestige whores scare you off. Do what you think is best but make sure you want to stay in South Florida for a while.

These programs will all factor in her husband's salary, so she will end up paying a lot more on her loans than an unmarried person in the same situation. If she wasn't married, I might just say "fuck it, at least the government will be there to bail you out with PAY-E." But if her husband makes decent money, her loans could be a very substantial burden on them both.

Also, there is the larger problem, which is that OP hasn't articulated a reason for going to law school. Under those circumstances, it would be irresponsible to pay sticker at a T14, much less U of Miami. You should only get a professional degree if you have specific, concrete, career goals that require the professional degree, and can go to a school from which achieving those goals is realistic. That's the bottom line.

[BankruptMe]

They sell the location and I guess people are willing to pay it.

I think it costs more than $200,000.

I would pass on this and wait for FIU, especially if you can get in-state tuition.

[MisterGabriel]

Marino,

You need to factor that this individual will be taking out loans to finance her education (at sticker Umiami prices)

I have been offered a $20k/yr scholarship to Umiami and I am still reluctant to borrow the remaining amounts. I agree that Umiami has a strong grasps on the legal market here in South Florida, but it wont be worth her borrowing $250k in loans.

I say go to St. Thomas and do well to try and transfer to a cheaper state school. (FIU, FSU or UF) This would be your best bet.

Then again, why is it that you'd like to go to Law School? You're giving off this impression that "time is running out" for you and that law school is the only option.

[Young Marino]

I do agree with the above posts to an extent. OP, before you invest so much time and money into this, know why you're going to law school. Personally, I've made it a mission to become a prosecutor in my hometown (I've been interning at the office since January and plan to stay until at least June and have been offered an internship after 1L). Therefore, the large debt burden doesn't scare me off because of programs like ibr and pslf. OP, I still think you'll be fine but know why you're getting yourself into this

[foundingfather]

Fun fact, 65.4% of UMiami students are attending with $0 in grant aid.

Sad fact

Nuts. I hope they're rich at least.

How does a school like that get such a fanatical following that they could have so many law lemmings? Cuz Jimmy Johnson? It's like the 3rd best school in the state and expensive AF.

Willful ignorance. Read a few of the UMiami threads in here and you'll understand.

Your posts about UF are nothing short of fanaticism either, Nucky. Take a good look at your post history. Did you get ignored by the girls at SoBe one night or something?

With that being said, UM at sticker without a specific goal in mind is a really bad idea. Don't do that to your husband.

[Paul Campos]

It really annoys me when TLS does this.... This isn't as bad an idea as they might have you think. There are plenty of programs available to help ease the burden of student loan obligations. Further, UM is king in South Florida and from the majority of attorneys that I've spoken to, a UM grad is preferred over a t14 grad without ties down here. There are ways for you to succeed in South Florida despite the heavy loan burden. UMs alumni base is amazing and most if not all of them are willing to help you out if you're willing to put the work into networking. Don't let these prestige whores scare you off. Do what you think is best but make sure you want to stay in South Florida for a while.

Apparently the 40.5% of Miami's 2013 class that didn't have legal jobs nine months after graduation was made up of people who weren't willing to put the work into networking. BTW a quarter of those people were completely unemployed.

101 of the 204 graduates working for law firms were working for firms (or in some cases "firms") of 2 to 10 lawyers. 10% of the class got jobs with larger law firms (100+). Three out of 430 graduates got federal clerkships, and another three are clerking for state courts.

[Nucky]

Your posts about UF are nothing short of fanaticism either, Nucky. Take a good look at your post history. Did you get ignored by the girls at SoBe one night or something?

With that being said, UM at sticker without a specific goal in mind is a really bad idea. Don't do that to your husband.

My posts about UF are fact, not fanaticism. Fanaticism is exactly the attitude you and a few other UM posters have. I would never attend UF at sticker either. Nor would I accept a scholarship I was essentially just as likely to keep as to lose the way many of you special snowflakes are lining up to do so at UM.

This has nothing to do with Miami as a city. UM is the epitome of everything wrong with legal education --- absurd class size, wildly inflated tuition, and scholarship stipulations that ensure nearly half of those with scholarships lose them. It's a shameless and transparent racket. You're just choosing to ignore the obvious.

If UM gave a shit about their students they'd 1) drop the sTTTips. 2) significantly cut their incredibly bloated class. 3) cut tuition.

As I've said before, if you or anyone else want justification for your stupidity you've come to the wrong site.

[foundingfather]

Your posts about UF are nothing short of fanaticism either, Nucky. Take a good look at your post history. Did you get ignored by the girls at SoBe one night or something?

With that being said, UM at sticker without a specific goal in mind is a really bad idea. Don't do that to your husband.

My posts about UF are fact, not fanaticism. Fanaticism is exactly the attitude you and a few other UM posters have. I would never attend UF at sticker either. Nor would I accept a scholarship I was essentially just as likely to keep as to lose the way many of you special snowflakes are lining up to do so at UM.

This has nothing to do with Miami as a city. UM is the epitome of everything wrong with the legal education --- absurd class size, wildly inflated tuition, and scholarship stipulations that ensure nearly half of those with scholarships lose them. It's a shameless and transparent racket. You're just choosing to ignore the obvious.

If UM gave a shit about their students they'd 1) drop the sTTTips. 2) significantly cut their incredibly bloated class. 3) cut tuition.

As I've said before, if you or anyone else want justification for your stupidity you've come to the wrong site.

You seem upset

[Nucky]

Miami would be a fine school to attend under the right circumstances. But their class size, sTTTIpulations, and tuition should make it a non-starter for just about anyone. Going there is a tremendous gamble. As another poster mentioned earlier, might as well go to Vegas and put that 250k on black. You'd likely be better off and you'd save yourself 3 years.

If you're a fan and I've upset your sensibilities, I'm sorry. But it's the truth.

[Danger Zone]

It really annoys me when TLS does this.... This isn't as bad an idea as they might have you think. There are plenty of programs available to help ease the burden of student loan obligations. Further, UM is king in South Florida and from the majority of attorneys that I've spoken to, a UM grad is preferred over a t14 grad without ties down here. There are ways for you to succeed in South Florida despite the heavy loan burden. UMs alumni base is amazing and most if not all of them are willing to help you out if you're willing to put the work into networking. Don't let these prestige whores scare you off. Do what you think is best but make sure you want to stay in South Florida for a while.

Apparently the 40.5% of Miami's 2013 class that didn't have legal jobs nine months after graduation was made up of people who weren't willing to put the work into networking. BTW a quarter of those people were completely unemployed.

101 of the 204 graduates working for law firms were working for firms (or in some cases "firms") of 2 to 10 lawyers. 10% of the class got jobs with larger law firms (100+). Three out of 430 graduates got federal clerkships, and another three are clerking for state courts.

OP, google the name "Paul Campos" and then take this post to heart. Your only options are retake or don't go.

[jbagelboy]

It is never okay to pay anything to attend UMiami.

[Ss2014]

I should have mentioned this earlier but I am interested in business/tax law. I am going to pursue my cpa eventually as I have a background in accounting.

[rayiner]

I should have mentioned this earlier but I am interested in business/tax law. I am going to pursue my cpa eventually as I have a background in accounting.

Get your CPA first. This will make you a lot more employable for tax law.

[Danger Zone]

I should have mentioned this earlier but I am interested in business/tax law. I am going to pursue my cpa eventually as I have a background in accounting.

Get your CPA first. Then don't go to law school.

FTFY

[Big Dog]

Never. Ever.

[thevuch]

its not

[Mal Reynolds]

Never. It is never ok to pay sticker at Miami.

[Danger Zone]

Mal. Can I just

Never. It is never ok to pay sticker.

[Clearly]

I should have mentioned this earlier but I am interested in business/tax law. I am going to pursue my cpa eventually as I have a background in accounting.

Yeah that background really shining through with this decision!

[canes14]

I'm an undergrad at UM and I can't even defend going to law school here, even with a scholarship. Tried to talk my roommate out of it more than once...

[Hutz_and_Goodman]

If you have to go to law school st Thomas for free is a better option. The best choice is don't go. I have to tell you that tons of people enter law school married and leave divorced. Fighting about money on a daily basis is guaranteed if one partner is incurring $200k+ in debt and the other is gainfully employed. It's also a mistake to think that law school will be "enriching." Many people in my 2L class would not have gone to law school if they knew what they know now, and even people who are happy with the choice like me realize that a lot of legal work is tedious and repetitive. If you want an enriching experience do a masters degree in a humanities subject (Literature art history philosophy etc) and become a hs teacher. Those are genuinely enriching subjects and you will make back the cost of the degree in a higher salary.

[foundingfather]

If you want an enriching experience

Is this what you're going for, OP? This is the vibe I'm getting