IBR makes debt manageable but this "LOLZ don't worry about debt because you have IBR" ignores the fact that your bank account still reads -$200,000. There's something very uncomfortable with owning that much debt for a decade.Core wrote:Is it really that simple? Would I be foolish to take Penn at $78k scholly and still pursue IBR and LRAP when I could've done the same at Chicago?Desert Fox wrote:As long as you want NYC, I'd probably take the money at Penn.
If you were 100% set on PI, I might say Chicago, because IBR and LRAP will make that debt not matter, but you seems a bit ambivalent about it.
UPenn w/ $78k Scholly vs. Chicago at Sticker Forum
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lawduder

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
- smov_operator

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Not to mention the fact that the programs may have graduated ceilings that start to cut into your income. Obviously, you're not always going to be making the same amount of money. Overall, anything you would want to do at Chicago you could most likely do at Penn +78K.lawduder wrote:IBR makes debt manageable but this "LOLZ don't worry about debt because you have IBR" ignores the fact that your bank account still reads -$200,000Core wrote:Is it really that simple? Would I be foolish to take Penn at $78k scholly and still pursue IBR and LRAP when I could've done the same at Chicago?Desert Fox wrote:As long as you want NYC, I'd probably take the money at Penn.
If you were 100% set on PI, I might say Chicago, because IBR and LRAP will make that debt not matter, but you seems a bit ambivalent about it.
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APimpNamedSlickback

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
df, if i had not already withdrawn, i might have considered a free drinking trip out to chicago. crap.
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09042014

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
It's going to be a shitshow.APimpNamedSlickback wrote:df, if i had not already withdrawn, i might have considered a free drinking trip out to chicago. crap.
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D. H2Oman

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
APimpNamedSlickback wrote:WHO IS THE RENEGADE MAVERICK THAT VOTED FOR CHICAGO?!
show yourself
lol'd
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- soullesswonder

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
and...you can GTFONightrunner wrote:APimpNamedSlickback wrote:WHO IS THE RENEGADE MAVERICK THAT VOTED FOR CHICAGO?!
show yourself
...not because the joke is especially good, but because I want to put her grating voice saying "Chi-caaah-go" into your heads.
You're welcome.
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D. H2Oman

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
D. H2Oman wrote:APimpNamedSlickback wrote:WHO IS THE RENEGADE MAVERICK THAT VOTED FOR CHICAGO?!
show yourself
lol'd
omg wtf someone else voted for Chicago and ruined the joke.
- Core

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Anybody else have an opinion on my post?
To clarify, I most certainly want to do some form of PI, ideally in NYC, but I want to keep all doors open (clerkship, 1-2 years at a firm, etc.).
To clarify, I most certainly want to do some form of PI, ideally in NYC, but I want to keep all doors open (clerkship, 1-2 years at a firm, etc.).
- smov_operator

- Posts: 159
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Penn is the all around best bet. The poll speaks for itself haha.Core wrote:Anybody else have an opinion on my post?
To clarify, I most certainly want to do some form of PI, ideally in NYC, but I want to keep all doors open (clerkship, 1-2 years at a firm, etc.).
- hiromoto45

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Core, why do you like to quarter system?
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APimpNamedSlickback

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
sadomasochism?hiromoto45 wrote:Core, why do you like to quarter system?
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deathviaboredom

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
TITCRAPimpNamedSlickback wrote:sadomasochism?hiromoto45 wrote:Core, why do you like to quarter system?
- AngryAvocado

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
It's actually nice for the first 2 quarters of 1L, I hear. The third quarter is when it gets ridiculous.deathviaboredom wrote:TITCRAPimpNamedSlickback wrote:sadomasochism?hiromoto45 wrote:Core, why do you like to quarter system?
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- Core

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
It allows one to take more courses. I suppose this is a negative factor, as well.AngryAvocado wrote:It's actually nice for the first 2 quarters of 1L, I hear. The third quarter is when it gets ridiculous.deathviaboredom wrote:TITCRAPimpNamedSlickback wrote:sadomasochism?hiromoto45 wrote:Core, why do you like to quarter system?
- Core

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Thanks for the helpful advice guys. Penn definitely wins in the Penn v. Chicago battle. However, things might change if I get into HLS or SLS (or CLS, with my goals). If that's the case, I'm sure another thread will crop up lol. You guys rock.
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myrockyourrock911

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
But if the OP is going to do PI post-grad, what's the big deal? He'll have his loans forgiven. shouldnt he/she take advantage of IBR and go to the best school possible if he's so intent on PI (he/she says so)? won't the $78k not matter ?smov_operator wrote:Not to mention the fact that the programs may have graduated ceilings that start to cut into your income. Obviously, you're not always going to be making the same amount of money. Overall, anything you would want to do at Chicago you could most likely do at Penn +78K.lawduder wrote:IBR makes debt manageable but this "LOLZ don't worry about debt because you have IBR" ignores the fact that your bank account still reads -$200,000Core wrote:Is it really that simple? Would I be foolish to take Penn at $78k scholly and still pursue IBR and LRAP when I could've done the same at Chicago?Desert Fox wrote:As long as you want NYC, I'd probably take the money at Penn.
If you were 100% set on PI, I might say Chicago, because IBR and LRAP will make that debt not matter, but you seems a bit ambivalent about it.
- Core

- Posts: 890
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Hello #"s twin. Ugh, don't make this harder for me lol.But if the OP is going to do PI post-grad, what's the big deal? He'll have his loans forgiven. shouldnt he/she take advantage of IBR and go to the best school possible if he's so intent on PI (he/she says so)? won't the $78k not matter ?
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- underachiever

- Posts: 400
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Penn w/ the $ ftw.
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myrockyourrock911

- Posts: 44
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Why, when the OP wants to do PI?underachiever wrote:Penn w/ the $ ftw.
- Core

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
...
Last edited by Core on Sun May 16, 2010 12:04 am, edited 1 time in total.
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09042014

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
The student is overstating the difference between UChi and Penn. Who cares what he notices, it matters what employers notice. Penn does very well in NYC.Core wrote:So I'm bumping this.
This is pathetic but I am developing regrets about not taking Chicago despite the scholarship. This is nothing new, but I spoke to a Harvard student yesterday who talked about the gap between Chicago and Penn as being enourmous - "The only schools I really notice are Yale, Harvard, Stanford, Chicago, Columbia, and sometimes NYU."
I would really appreciate if anyone can help talk me out of this. It's really starting to get to me. I thought I wanted to do PI but at this point I'm open to anything - all I can say for certain is that I'm most interested in working in NYC. Ugh.
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- haroldfordIII

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
What does this even mean?Core wrote:So I'm bumping this.
This is pathetic but I am developing regrets about not taking Chicago despite the scholarship. This is nothing new, but I spoke to a Harvard student yesterday who talked about the gap between Chicago and Penn as being enourmous - "The only schools I really notice are Yale, Harvard, Stanford, Chicago, Columbia, and sometimes NYU."
I would really appreciate if anyone can help talk me out of this. It's really starting to get to me. I thought I wanted to do PI but at this point I'm open to anything - all I can say for certain is that I'm most interested in working in NYC. Ugh.
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tamlyric

- Posts: 656
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Corrected.haroldfordIII wrote:What does this even mean?Core wrote:So I'm bumping this.
This is pathetic but I am developing regrets about not taking Chicago despite the scholarship. This is nothing new, but I spoke to a Harvard student yesterday who talked about the gap between Chicago and Penn as being enourmous - "The only schools I really notice are Yale, Harvard, Stanford, Chicago, Columbia, and sometimes NYU."
I would really appreciate if anyone can help talk me out of this. It's really starting to get to me. I thought I wanted to do PI but at this point I'm open to anything - all I can say for certain is that I'm most interested in working in NYC. Ugh.
- rayiner

- Posts: 6145
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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
For PI/gov there is never any reason not to take sticker. PI IBR isn't going anywhere.
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tamlyric

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Re: UPenn w/ $78k Scholly vs. Chicago at Sticker
Who is this person? Why does it matter what he or she notices? Where is he or she looking? Do her "noticings" really trump the other considerations being weighed in the decision? I find it hard to believe they do. Desert Fox has TCR: Go to Penn. 
Seriously? What are you waiting for?
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