LandMermaid wrote:silverdoe91 wrote:starsofthelidd wrote:OP for what it's worth I am also really debt averse, and like I said am going to Cornell on the same scholarship you have. I am $0 in debt right now, so the prospect of taking on that much debt fucked me up for a while. After months of deliberation, research, conversations with friends and family, I'm certain I'm making the right choice for me; of course that doesn't mean it would be right for you.
As others have mentioned here, you seem pretty dead set against Cornell, so why go? The LRAP stuff sounds insane, for example. I had questions about how it worked, too (I may do PI, trying to figure that out now), so I met with the financial aid person and asked them questions about it. You're free to do the same, whether in person or by phone. But for whatever reason--and I know I'm only repeating what everyone else has already said, which I feel okay doing because you're having such a hard time hearing it--you're asking people for advice about a decision that you already seem to have made.
Haha, no I haven't made a decision yet, I'd just like to consider every side of the story before making one. Are you planning on going into BigLaw? I've worked at a BigLaw firm before and I'm not particularly fond of being stuck in that kind of environment to pay off loans or for whatever other reason.
I spoke to the PI director at Cornell several times, but even though it does sound good, there are definitely some caveats that are not 100% clear and perhaps won't be until you experience it for yourself (such as the cap at 80k a year, which sounds great at first, but do I really not plan on making more than that in 10 years of working in the same field? I would expect a pay raise, and most PI people do receive a raise even over the 80k mark. Another point of contention for me is their maternity leave rules only cover you for the first 12 weeks and then you're on your own with paying the loans. Finally, what if I choose to do public sector work but in a private firm? Just because its not a government sanctioned non-profit does not mean my salary will be greater than 80k or even 50k, but in that case Cornell's LRAP won't cover me.) I have a call scheduled with a Cornell Alum who is currently on the LRAP so hopefully that can clear up some concerns for me.
If you are this averse to even the slightest risk/inconvenience/difficulty you should probably not attend law school.
I'm kind of with LandMermaid here, although, again, I understand what it's like to face down that much debt. But so do a lot of people here, many of whom are offering you thoughtful advice based on their personal experience. I'm still not sold that you're interested in any of it, or haven't already made up your mind.
I'm not sure if I want big law or not. I need to decide soon. When I applied to law school I was dead set on PI, but that's changed over the last six months or so. Right now, like many others, I'm thinking big law 3-5 years, then getting out and doing something I enjoy more. But unlike you I have no experience with it and so, although everyone else seems to hate it and the odds seem great that I will, too, I'm not sure yet that I will.
Anyway, good luck with your decision.