When I was younger, I defaulted on student loans and a credit card account, and had a phone and medical account in collections. A few years ago, I got my financial house in order, and got everything current, nothing in default, all collections paid.
Or so I thought. I was told my firm would run a credit report, so I got my free credit report today. It turns out there was an old medical account from years ago that I had forgotten about, and it finally made its way to a collection agency. It's only for a few hundred dollars. Of course, I immediately contacted the debt collection agency and paid in full.
The problem is that they say it will take 30 days to be removed from my account. The firm is asking to run my credit now. Should I just let them run it? Or should I talk to the recruiter about this issue? Should I make a notation on my credit report saying that item is in the process of being removed? How bad is this?
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Let the firm recruiter know. Whether or not your job offer will be withdrawn is up to the hiring partner or partners. Other than paying off any & all outstanding debts, there isn't much that you can do about it now, in my opinion.
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