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Based on history and reflected on the wonderful spreadsheet created by lawschool22 (thank you sir!), it seems given that tuition rates and COL will continue to increase approximately 2-4% every year. With the highest tuition rates already being about $60k, it might be hard to believe that they will continue to go up and even get near $70k soon, but in all likelihood they will.

When will tuition rates halt their increase? Obviously none of us have a concrete idea, but what do you guys think? What (possible) things would it take to bring about this change?

Probably never as long as the federal gov't allows students to borrow unlimited amounts.

The fed gov needs to have a limit (say 50K for UG and 100K for masters) and the rest needs to be allowed to go to private lenders. Student loans with private lenders should be dischargeable in bankruptcy. This would allow access for anyone who needs it but also control the rise in tuition.