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Hi all! I graduated in 2022, and so I’ve never had to worry about loan repayments until now. I’m currently clerking and then will go onto biglaw. My my plan is to pay the minimum now and then pay more aggressively when I get into biglaw. My plan is to start on SAVE and then refinance. Is that the best plan for someone like me? What would you recommend? TIA!

yes, that's a great idea.

save now, and use your clerkship income to take advantage of two years of low monthly payments and interest forgiveness.

in your first year of biglaw, very aggressively throw all your money at the loans.

don't overthink it.