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Will I pass NY C&F? Debt issue.
Posted: Thu Mar 29, 2018 3:24 pm
by Anonymous User
As the title states, I'm worried about being able to pass C&F due to a debt issue. Specially, there is a collection account on my credit report. The amount of the debt is ~5k for a credit card that is not mine. My brother stole my identity and I don't want to report it to the police. My brother has been in and out of jail for other unrelated crimes and I just can't bring myself to file a claim against him.
I know I could consult an attorney about this but I hoped someone might be knowledgeable about this and save me some $$$.
Re: Will I pass NY C&F? Debt issue.
Posted: Thu Mar 29, 2018 3:52 pm
by Anonymous User
I think your options are to pay the debt or report him. Unfortunately.
Re: Will I pass NY C&F? Debt issue.
Posted: Thu Mar 29, 2018 3:57 pm
by 1styearlateral
Yes.
Re: Will I pass NY C&F? Debt issue.
Posted: Fri Mar 30, 2018 8:55 pm
by Anonymous User
Anonymous User wrote:As the title states, I'm worried about being able to pass C&F due to a debt issue. Specially, there is a collection account on my credit report. The amount of the debt is ~5k for a credit card that is not mine. My brother stole my identity and I don't want to report it to the police. My brother has been in and out of jail for other unrelated crimes and I just can't bring myself to file a claim against him.
I know I could consult an attorney about this but I hoped someone might be knowledgeable about this and save me some $$$.
if you don't want to report your brother, then as someone stated above, you will need to pay back the debt. call the collection agency and reach a settlement or set up a payment plan. you need to show that you're actively paying it off or have paid it off.
Re: Will I pass NY C&F? Debt issue.
Posted: Sat Mar 31, 2018 11:52 am
by misterjames
even if you do the pay the debt, you'll probably need to disclose the details of the debt to the bar anyway (honesty is key and all that). I actually have no idea how the bar would view you covering for your delinquent sibling, but I can't imagine it'd be favorable.
Re: Will I pass NY C&F? Debt issue.
Posted: Sat Mar 31, 2018 2:16 pm
by Anonymous User
Look at the question for your state bar. I had a similar issue, but thankfully, the family member worked with me to get the debt paid before I submitted my C&F. California only asked if you have current uncollected debts, and I verified with the bar that I would not have to disclose if the debt was paid off.
Good luck. Situation definitely sucks.