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Making student loan payments with a credit card?

Posted: Mon Jan 02, 2017 12:56 pm
by Dcorbust
Sorry if this has been addressed before, but does anyone have any thoughts on making federal student loan payments with a credit card (and paying that off each month) for the purpose of redeeming reward points? Assuming you have a stable job/income. Is there any downside to this?

Re: Making student loan payments with a credit card?

Posted: Mon Jan 02, 2017 1:04 pm
by 2014
The service charge often/usually eclipses the value of the points earned. If your loan servicer lets you make payments on a credit card with no (or <1%) fee, then absolutely go for it.

Re: Making student loan payments with a credit card?

Posted: Mon Jan 02, 2017 1:27 pm
by LaLiLuLeLo
Sadly, Great Lakes just stopped accepting credit card payments starting this year.