Michigan vs. Texas
Posted: Tue Mar 19, 2013 10:27 pm
Michigan with $
Texas with $$$
Texas with $$$
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Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Tue Mar 19, 2013 10:55 pm
Where are you from/have ties?
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 7:06 am
I grew up all over (abroad and in the states), so I don't really consider myself from anywhere.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 8:24 am
These options would be easier to understand if you reversed the data. Grab the full cost of attendance (including COL) from LST then subtract the scholarship amounts so you can see the net COA of each school.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 11:00 am
TripTrip wrote:These options would be easier to understand if you reversed the data. Grab the full cost of attendance (including COL) from LST then subtract the scholarship amounts so you can see the net COA of each school.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 11:54 am
I think the best way to do this is to go to each schools website and look up cost of attendance and then plug all that and the scholarships into the Georgetown calculator (just google Georgetown law calculator and you should find it). That will factor in tuition increases and interest and all that fun stuff.Tls1217177 wrote:Here it is...thanks for the advice
Based on LST
University of Michigan - my COA is $213,687
Washington University in St. Louis - my COA is $140,710 (I feel this may be an inflated estimate...my personal prediction had me at about $115K)
University of Texas - my COA is $126,638
University of Minnesota - my COA is $125,753
Washington and Lee - my COA is $101,825 (again this seems really high considering I have a full scholarship and cannot imagine needing $34K/year to live off of when apartments in the area cost $400-$500/month)
TripTrip wrote:These options would be easier to understand if you reversed the data. Grab the full cost of attendance (including COL) from LST then subtract the scholarship amounts so you can see the net COA of each school.
Washington and Lee is definitely an overestimation but still I wouldn't go there if I were you. Honestly none of those sound too appealing, I guess gun to my head I would choose WUSTL. You have ties to the Midwest and I think your COA there would be around 100K and you should hopefully be able to negotiate that scholarship up, namely with that UT offer. If you can squeeze maybe 15K-30K more out of them that sounds pretty good.
UT is probably your best "bang for your buck" although still pretty pricey and without Texas ties and a strong desire to work in Texas I think that's out. Michigan is just too expensive, although in a vacuum that is the best school and makes the most sense for you given your ties to the state. I just don't think anyone should pay more than about 150K to go there.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 1:54 pm
Comes down to how much $$$ is it worth to the OP to potentially have more diverse geographic employment options after school.
If you want to live in Texas UT is the obvious choice.
The big question to mull over would be "are the outcomes and locations for Michigan worth $90k more in debt to me?"
If you want to live in Texas UT is the obvious choice.
The big question to mull over would be "are the outcomes and locations for Michigan worth $90k more in debt to me?"
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:14 pm
...
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:16 pm
OP The reason why your COA estimates are so high is because LST computes interest rates in the 3 year total. So if it says the total cost is 250k, keep in mind that's with 2 years of 7% interest added in.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:20 pm
how much UG debt do you have?
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:23 pm
Thanks! That makes sense 
wannabelawstudent wrote:OP The reason why your COA estimates are so high is because LST computes intereste rates in the 4 year total. So if it says the total cost is 250k, keep in mind that's with 2 years of 7% interest added in.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:24 pm
Also, protip: live in Ypsi. It's way cheaper.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:25 pm
Welcome to Law. You are going to need Biglaw at least for a few year from almost all of these schools to pay down debt; so yes, you are probably going to be forced into a job that you have no interest in; at least for a while. Michigan's LRAP is good enough to be a possible way out but that is riskyTls1217177 wrote:What is more important to me is that I don't have an outrageous amount of debt (or at least have the ability to pay it off) and that I am not forced into a job I have no interest in.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:34 pm
I voted TX btw because you may be able to get the debt to a manageable level (~100 or so which is possible without Biglaw (not sure if it still is adding UG debt in)) and you still get a good shot at TX biglaw.[/quote]
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 2:39 pm
It is still not an obvious choice because of the better chances at Biglaw from Michigan and TX. Personally, Yes, I'd take the full ride at WUStl to be free of the debt and be able to do whatever I wanted to do (while still getting the chance at biglaw).Tls1217177 wrote:
I know hypothetical questions suck...but if WUSTL upped my scholly to a full ride, should I forget everything/everyone else and do it?
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Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Wed Mar 20, 2013 5:39 pm
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Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Thu Mar 21, 2013 11:10 am
Thanks to everyone for your input! If you have any other advice, please feel free to post or pm 
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Thu Mar 21, 2013 11:25 am
None of the aboveTls1217177 wrote:Okay, so based on each school's COA and the Georgetown Law Calculator -
University of Michigan - COA $211,772
Washington University in St. Louis -COA $124,995
University of Texas - COA $142,768
University of Minnesota - COA $102,000
Washington and Lee University - COA $69,601
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Sat Mar 23, 2013 11:41 am
Warning: If you visit Austin, you will never want to leave. This is the best place to live in the country. I'm from California with almost no Texas ties, and one weekend here completely sold me on UT, this city, and the state in general. Never mind that it's been in the 80s the last week while the whole north is freezing out.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Sun Mar 24, 2013 2:04 am
Michigan or Texas 
Lake-effect snow or Austin.
Lake-effect snow or Austin.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Sun Mar 24, 2013 8:35 pm
Gotta go with TX.jas1503 wrote:Michigan or Texas
Lake-effect snow or Austin.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Tue Mar 26, 2013 2:04 pm
Texas>Michigan>>>>>>>>>>>>W&L>UMN/WUSTL
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Tue Mar 26, 2013 2:10 pm
Benedict.cusenation wrote:Texas>Michigan>>>>>>>>>>>>W&L>UMN/WUSTL
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Tue Mar 26, 2013 3:38 pm
Dude, you really have gone over the top. $100,000 in law school debt is not unmanageable.rad lulz wrote:None of the aboveTls1217177 wrote:Okay, so based on each school's COA and the Georgetown Law Calculator -
University of Michigan - COA $211,772
Washington University in St. Louis -COA $124,995
University of Texas - COA $142,768
University of Minnesota - COA $102,000
Washington and Lee University - COA $69,601
OP, have you tried negotiating yet? I imagine you could get more money from some of these schools. I know WUSTL in particular has been pretty big on scholarship increases this year. It's conceivable you could get that under $100k. You could probably then use that to negotiate other schools down.
Re: WUSTL vs. W&L vs. Minnesota vs. Michigan vs. Texas
Posted: Tue Mar 26, 2013 4:14 pm
rad law has jumped the bandwagon.