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I have received all of my letter of recommendations, and am currently in the process of putting the finishing touches to my personal statement. I should be done with it by this weekend. However, I have not taken the LSAT yet; I will be taking the LSAT on December 1st.

Should I submit my applications as soon as possible, even though I do not have my LSAT score? Or should I wait to apply once I receive my LSAT score?

would you ever consider ED'ing somewhere? how much do application waivers matter to you?

Schools won't review your app until score so doesn't really matter

I would wait until you get your score back. Your score could change what schools you apply to. Your score will most likely get you fee waivers. Submitting now does no good as they won't review your application without a score.