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Hello, Two Questions;

1. has Anyone here gotten approved for Grad PLUS LOANS with somewhat large credit or consumer debt that is decent sized, but all payments are made on time, no delinquencies, No defaults, charge offs, late payments, collections, etc?

2. if I have credit card debt above $2,000, but have never missed a payment, and therefore am not in default or delinquent, could I still be approved?

My Overall credit score is good by the way.

Would be interested in hearing others experiences.

Thanks

I did not have what I would call significant credit debt when I got the loans, but I had a good amount.

As far as I know, that shouldn't impact your eligibility for federal loans if your credit is good.

Likewise, I'm no expert on this but based on what you've shared I would be extremely surprised if you have any issue.