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Hey there, does anyone know if there is a credit score number cutoff for Grad PLUS loans? I have good, but not great credit and will need loans pretty much just for COL.

They look at current delinquent debts, default, bankruptcy, foreclosure, repossession, etc rather than the actual score.

tigerfan91 wrote:Hey there, does anyone know if there is a credit score number cutoff for Grad PLUS loans? I have good, but not great credit and will need loans pretty much just for COL.

You'll be fine, unless something has gone terribly wrong with your credit at some point in the past.

Really don’t think they care at all what your credit score is or this wouldn’t be such a political issue. The rates they charge are garbage, take out as little of these as possible.

Effingham wrote:Really don’t think they care at all what your credit score is or this wouldn’t be such a political issue. The rates they charge are garbage, take out as little of these as possible.

How does whether they use a credit score (or adverse credit history) affect it being a political issue? There are, in fact, specific requirements regarding credit (not score but adverse history) surrounding Grad PLUS loans.