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Thanks to lots of drama getting enrolled the first time, my IBR repayment started this year in May. Do I need to re-enroll for January 2015, or am I good through April 2015? Somehow myfedloan is unable to tell me this.

courtneylove wrote:Thanks to lots of drama getting enrolled the first time, my IBR repayment started this year in May. Do I need to re-enroll for January 2015, or am I good through April 2015? Somehow myfedloan is unable to tell me this.

It's 12 months from whenever you were certified for IBR, so you should be good through April. They'll send you a notice letting you know that you have to re-certify by X date or you'll be switched to the standard 10-year plan. (You get a couple months to do so.)

thank you! good to know