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i am new to loans, and i have a basic question:

say i take out loans for the recommended cost of living amount (let's say that is $2,000 a month). do i have to pay taxes on that amount, so that i actually end up with less than $2k in my pocket?

i am used to earning a certain amount of money (say, $2k a month) but only receiving a percentage of that amount after taxes (something like $17.5k). does that pattern hold true for loans?

thanks

No. Loans are not income because you pay them back with after-tax dollars.