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Would I need a co-signer for Grad Plus Loans

Posted: Thu May 03, 2012 9:44 pm
by ThreeRivers
Coming from UG and basically living off a mixture of parents / what I made at shitty job and never having a credit score really.. would I need a co-sign for grad plus loans?

Re: Would I need a co-signer for Grad Plus Loans

Posted: Thu May 03, 2012 9:58 pm
by rinkrat19
You can get a PLUS loan even if you have a bad credit score, so long as you don't have an adverse credit history (i.e., no more than 90 days late on any debt and no defaults, bankruptcies or other adverse action on any Title IV debt).
http://www.finaid.org/loans/gradplus.phtml

(no to the cosigner)

Re: Would I need a co-signer for Grad Plus Loans

Posted: Thu May 03, 2012 10:02 pm
by ThreeRivers
That's awesome, and anyone can pretty much get a stafford right?

Sorry, never really had to deal with this by myself before and won't really have any support

Re: Would I need a co-signer for Grad Plus Loans

Posted: Thu May 03, 2012 10:24 pm
by marlo45