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Summer Medical Insurance

Posted: Mon Apr 18, 2011 8:46 am
by FutureInLaw
What is one supposed to do for medical insurance over the summer? My job ends in June, and I imagine our insurance won't kick in until August or September. I figure students graduating college are in this same situation. Are we supposed to go insuranceless for a month or two?

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 8:57 am
by pattonthicke
R u under 26? You can get on your parent's insurance. Thank obama later.

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 8:59 am
by NonTradHealthLaw
If you're >26, you can likely find your own insurance for a fraction of the price of the university's student insurance. http://www.healthplanstore.com might get you started, as long as you don't mind a week's worth of solicitation phone calls.

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 9:07 am
by FutureInLaw
pattonthicke wrote:R u under 26? You can get on your parent's insurance. Thank obama later.
Thanks for the quick response. So you just hop on for a month or two and then get off? There are no minimum time requirements?

EDIT:
"For those who enroll in the dependent coverage, the average policy will cost $3,380 for each dependent in 2011; $3,500 in 2012; and $3,690 in 2013, according to HHS's mid-range estimates. Those extra costs are tax-deductible. "

Crap, that's a lot of money!

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 2:33 pm
by sarahh
COBRA or bridge health insurance

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 6:56 pm
by zonto
Take less risk, eat healthy, and save money.

Re: Summer Medical Insurance

Posted: Mon Apr 18, 2011 8:36 pm
by Michaela
zonto wrote:Take less risk, eat healthy, and save money.
Genius unless you get hit by a drunk driver, fall down the stairs, your appendix ruptures...etc

COBRA, dude.