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I have heard that loan checks often come in after school starts. Where does that leave people who dont have 600-1500 bucks for books, etc. that they will need when classes start? I should have enough money to cover rent, and things like that for a few months but was unsure about things like books.

uwgbluedevil wrote:I have heard that loan checks often come in after school starts. Where does that leave people who dont have 600-1500 bucks for books, etc. that they will need when classes start? I should have enough money to cover rent, and things like that for a few months but was unsure about things like books.

I asked this question a few days ago.

The answer was a resounding: Credit cards.

Depends on the school, I would guess. Ours was set up through a refund debit card that was actually tied to a legitimate bank account. The money came into our accounts on the first day of school in each semester.

Also, at our school they would float you a $400 "book loan" on your account, so you could buy books at the campus bookstore. This was more expensive than it needed to be, but many students simply bought them on Amazon after they got their loan money, then returned the books at the bookstore. Problem solved. I would say contact your school and see what they say, because it's probably different across the board.

CCs are a good option if you have one and if you're responsible. Added bonus is that you can get cashback/rewards when you use them.