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I don't have anything negative on my credit report such as collections, late payments, bankruptcy.

However, I do have an auto loan and very heavy credit card debt. Despite all the debt I have, I have always paid on time and have never paid late on anything.

My credit score has suffered due to the debt.

Will I be denied a gradplus loan from having too much debt?

kd12 wrote:I don't have anything negative on my credit report such as collections, late payments, bankruptcy.

From what I've heard on this site, this is pretty much all they care about. You should be okay.

You'll be fine.

you won't have a problem at all

That is definitely good to hear. Thanks all for your help!