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Insurance coverage between job/UG and LS
Posted: Thu Jun 10, 2010 12:32 am
by CordeliusX
Maybe this isn't the best forum for this but - I'm quitting my job and will have about 2 months of no health insurance.
I'm assuming you can rely on COBRA which is (was?) retro-active, until your student insurance starts up... but have things changed with "Obamacare"? I have no clue when/how the student insurance kicks in and need more info.
Re: Insurance coverage between job/UG and LS
Posted: Thu Jun 10, 2010 12:37 am
by kalvano
BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 2:46 am
by CordeliusX
kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Huh? Totally dont follow
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 2:49 am
by im_blue
CordeliusX wrote:kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Huh? Totally dont follow
Blue Cross / Blue Shield, probably emergency-only single payer coverage.
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 9:48 am
by kalvano
CordeliusX wrote:kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Huh? Totally dont follow
Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 5:53 pm
by im_blue
kalvano wrote:CordeliusX wrote:kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Huh? Totally dont follow
Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.
BC/BS is $75/month for you? I know insurance costs vary widely by state, but I'd like to know how much coverage you get, so I can look into this.
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 6:04 pm
by kalvano
im_blue wrote:kalvano wrote:CordeliusX wrote:kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.
Huh? Totally dont follow
Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.
BC/BS is $75/month for you? I know insurance costs vary widely by state, but I'd like to know how much coverage you get, so I can look into this.
Here you go. Coverage isn't fantastic, but I don't really go to the doctor much.
$10K deductible is $68 a month, $5K is $87 a month, and $3500 is $98 a month.
Or I can just do hospitalization coverage for $50 a month.
Re: Insurance coverage between job/UG and LS
Posted: Fri Jun 11, 2010 6:11 pm
by kalvano
Nevermind, though. I misread the student health insurance plan, it's much cheaper than I thought it was.
Re: Insurance coverage between job/UG and LS
Posted: Tue Jun 15, 2010 1:40 am
by CordeliusX
hmmmm... do you mean you're doing this just over summer?
My predicament is what to do for the 2 months or so I'm out of a job but also not a student yet
Re: Insurance coverage between job/UG and LS
Posted: Tue Jun 15, 2010 10:12 am
by kalvano
BC/BS has a cheap temporary insurance plan. You can only do it for up to 6 months, but it's decent coverage for cheap.