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Is there an assumption that you will get no fin. aid? How does fin. aid work in law school?

Sticker = no scholarship

You get financial aid in the form of loans (e.g. Stafford, GradPlus, etc.) instead.

Sticker means - paying full tuition and not getting a scholarship of some kind (whether that is merit or need-based).

Financial Aid information : http://www.fafsa.ed.gov/faq001.htm