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T20 vs T6?

Posted: Sun Feb 15, 2015 2:54 pm
by bretby
-The schools you are considering: one is T20, others are HYSCCN. I didn't not apply to much of the lower T14 because of geography. I made one exception.

-The total Cost of Attendance (COA) of each. COA = cost of tuition + fees + books + cost of living (COL) + accumulated interest - scholarships. Here is a helpful calculator.

T20: full tuition scholarship + stipend, so COA would be negligible
T6: no information on scholarship money yet, though that does mean no Hamiilton/Butler from Columbia, let's assume a negligible scholarship, if any

-How you will be financing your COA, i.e. loans, family, or savings
Financing tuition with loans, savings for COL. I do have the $ to pay w/o loans, but am hoping to take advantage of LRAP. If that doesn't pan out, though, I'm not in a bad position.

-Where you are from and where you want to work, and other places where you have significant ties (if any)
Have lived abroad and all over the US, but would like to be in NYC for family reasons.

-Your general career goals
Leaning strongly towards PI Law, but am not 100% committed. PI - more specifically federal government work - grows naturally out of my previous career, though.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:01 pm
by ballcaps
this is weirdly vague.

need more specific details, e.g. names of schools.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:02 pm
by KMart
I'd say T20 without more info. Depends on the school in the T20.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:09 pm
by bretby
ballcaps wrote:this is weirdly vague.

need more specific details, e.g. names of schools.

I know it's weirdly vague, but trust me that for anonymity's sake, it has to be this vague - I'm not just being a random weirdo. The T20 school in question is closer to 14 than to 20, if that helps.

So you think always take the $$$? (this is aimed at the poster below you, ballcaps)

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:12 pm
by cron1834
1) You should be eligible for nice discounts at Cornell, NU, and a couple others... Those were probably your best bets after negotiation, had you applied. I would prefer them to your current options. I would probably sit out for a year or take the T20 before I paid sticker anywhere but YS.

2) My T14 lrap definitely takes assets into account, so I wouldn't bank on just saying, "fuck loans, lrap dogg" even though you have money.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:16 pm
by ballcaps
bretby wrote:
ballcaps wrote:this is weirdly vague.

need more specific details, e.g. names of schools.

I know it's weirdly vague, but trust me that for anonymity's sake, it has to be this vague - I'm not just being a random weirdo. The T20 school in question is closer to 14 than to 20, if that helps.

So you think always take the $$$? (this is aimed at the poster below you, ballcaps)
got it. well, would love to help but i really can't formulate any sort of advice based on this info alone.

in general, sticker is really bad, even @t6, w/a few exceptions.

feel free to pm me for a more pointed conversation.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 3:52 pm
by bretby
cron1834 wrote:1) You should be eligible for nice discounts at Cornell, NU, and a couple others... Those were probably your best bets after negotiation, had you applied. I would prefer them to your current options. I would probably sit out for a year or take the T20 before I paid sticker anywhere but YS.

2) My T14 lrap definitely takes assets into account, so I wouldn't bank on just saying, "fuck loans, lrap dogg" even though you have money.
Thanks, I did not know that. Do you know which assets they consider and which they don't in determining LRAP payments?

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 4:27 pm
by starry eyed
Also interested in this. Surely There are assets such as irrevocable trusts that are off limits.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 5:21 pm
by cron1834
Since we don't know what schools you're referring to, I don't know what would be considered a contribution. The lrap website for school in question will almost certainly shed SOME light.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 5:27 pm
by NonTradLawHopeful
You applied to all of the T6, but didn't apply to lower T14 due to geography? Was Northwestern your lone exception since it is in the same city as a T6 (Chicago)? I would think NU would throw some money your way if you applied.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 5:56 pm
by BigZuck
I would withdraw/reapply and have a proper application cycle next year. This doesn't make sense and is kinda weird, IMO.

Eta: looks like the T6 is Columbia and the OP also applied to Penn. The OP is also posting in the Vale as a 0L.

What a trainwreck.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 6:16 pm
by 03152016
yeah op you kind of shot yourself in the foot not blanketing the t14
if you're expecting minimal aid t6 and full ride + stipend just outside of the t14, i think you'll get a healthy amount of aid from lower t14

i noticed you omitted your numbers but included the other sticky info
i bet that was to avoid talk of retakes
therefore, i'd bet that your lsat is on the low side for ccn, which also explains why you're counting yourself out for significant aid. and i bet you're at or over the 75th for the regional you got accepted to with full ride and stipend. i know ut gives full rides and stipends, and their 75th is 168. so i'm going to assume you're somewhere in the high 160s.

i recommend you sit out a cycle and retake to maximize your aid. you're right at that cusp where every point means tens of thousands of dollars. and even if you didn't retake, sitting out a cycle and blanketing the t14 will almost certainly lead to a better outcome than what you have on the table now

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 7:58 pm
by bretby
BigZuck wrote:I would withdraw/reapply and have a proper application cycle next year. This doesn't make sense and is kinda weird, IMO.

Eta: looks like the T6 is Columbia and the OP also applied to Penn. The OP is also posting in the Vale as a 0L.

What a trainwreck.
A trainwreck? That seems a little......uninformed. I posted in the Vale on the specific question of security clearances, which is something I am very familiar with.

I appreciate your advice about reapplying, and I may do that. Though at this point, given my career arc, I think if I don't move ahead with law school this year, I will simply give it a pass.

eta: My numbers are around where the other posters have put them. (So much for anonymity around here.) But what has been helping me are my softs, which I have been told make me too easily identifiable and so not to post them.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 8:05 pm
by BigZuck
bretby wrote:
BigZuck wrote:I would withdraw/reapply and have a proper application cycle next year. This doesn't make sense and is kinda weird, IMO.

Eta: looks like the T6 is Columbia and the OP also applied to Penn. The OP is also posting in the Vale as a 0L.

What a trainwreck.
A trainwreck? That seems a little......uninformed. I posted in the Vale on the specific question of security clearances, which is something I am very familiar with.

I appreciate your advice about reapplying, and I may do that. Though at this point, given my career arc, I think if I don't move ahead with law school this year, I will simply give it a pass.
I meant trainwreck in terms of not understanding TLS and how you can use it to help you. This thread isn't nearly as helpful as it could be because of your insistence that it not be helpful.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 8:10 pm
by bretby
A trainwreck? That seems a little......uninformed. I posted in the Vale on the specific question of security clearances, which is something I am very familiar with.

I appreciate your advice about reapplying, and I may do that. Though at this point, given my career arc, I think if I don't move ahead with law school this year, I will simply give it a pass.[/quote]

I meant trainwreck in terms of not understanding TLS and how you can use it to help you. This thread isn't nearly as helpful as it could be because of your insistence that it not be helpful.[/quote]

Fair enough - I am perhaps being overly paranoid.

Re: T20 vs T6?

Posted: Sun Feb 15, 2015 10:40 pm
by DJ JD
This is too vague for you to get any kind of meaningful response. I mean, can you even specify what type of fed gov work you want to do, because some agencies are more selective than others.