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I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

Sooo I suppose TCR is to reapply for a scholly from CCNP next year given my goal is big law?

Pancakes12 wrote:

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

Sooo I suppose TCR is to reapply for a scholly from CCNP next year given my goal is big law?

You didn't apply to CCNP this cycle? Harvard is a no go at 200k + undergrad debt imo.

aboutmydaylight wrote:

Pancakes12 wrote:

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

Sooo I suppose TCR is to reapply for a scholly from CCNP next year given my goal is big law?

You didn't apply to CCNP this cycle? Harvard is a no go at 200k + undergrad debt imo.

I did but I'm not going to school this fall. Was considering a deferral at H. Will reapplying hurt my chances at scholarships? Because I'll be using same lors and possibly similar ps?

Pancakes12 wrote: I did but I'm not going to school this fall. Was considering a deferral at H. Will reapplying hurt my chances at scholarships? Because I'll be using same lors and possibly similar ps?

If you are going to defer, why not reapply as it will not hurt anyways. However, try to do something that you can put on your resume and that will be viewed as a plus to admissions in the year since it can only increase your scholly. Also, did you get any large (full or near full) scholarship from MVPBDNC? If you are sensitive about your debt, they are definitely the best choice pending a large scholarship from CCN.

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

How much SA money can one realistically put towards tuition? Isn't it 30k-10k for taxes, then I'm guessing 5k for summer living expenses. Is 15k a realistic amount?

californiauser wrote:

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

How much SA money can one realistically put towards tuition? Isn't it 30k-10k for taxes, then I'm guessing 5k for summer living expenses. Is 15k a realistic amount?

In Manhattan, 5k may not be enough to cover rent.

californiauser wrote:

aboutmydaylight wrote:

Pancakes12 wrote:I just received my financial aid award from Harvard and I received about 20k in grants. I guess this means I would receive about the same my 2L year and a little less my 3L year due to 2L summer. So I have estimated I'd be financing school with the following:

55k in grants
10k from savings.
The rest is loans.

I calculated that this would put me at 225k debt at graduation. Is this right or am I missing something with my calculation? I'm slowly watching my dream of attending Harvard slip away.

Oh, plus I'd have about 20k left from undergrad.

http://www.law.georgetown.edu/admission ... geid=61621

If you include summer SA position and save costs in living expenses, you should be able to come out around ~200k in the hole from law school alone.

How much SA money can one realistically put towards tuition? Isn't it 30k-10k for taxes, then I'm guessing 5k for summer living expenses. Is 15k a realistic amount?

In determining
tuition fellowship eligibility
for all students, any earnings over $6,000
will require 57% of the amount over $6,000 as a resource.

That's from Stanford's financial aid handbook. Comes out to $13,680 of expected contribution which I assume is 1:1 what they'd reduce your grant amount by. I'd assume a 15k contribution is realistic, and the figures are probably similar for HY.

hcrimson2014 wrote:

Pancakes12 wrote: I did but I'm not going to school this fall. Was considering a deferral at H. Will reapplying hurt my chances at scholarships? Because I'll be using same lors and possibly similar ps?

If you are going to defer, why not reapply as it will not hurt anyways. However, try to do something that you can put on your resume and that will be viewed as a plus to admissions in the year since it can only increase your scholly. Also, did you get any large (full or near full) scholarship from MVPBDNC? If you are sensitive about your debt, they are definitely the best choice pending a large scholarship from CCN.

I had an interview for the mordecai. Withdrew before I heard back. I withdrew my apps from all other schools before I was accepted or dinged. Didn't withdraw from H bc I knew I could potentially defer.

Edit: oh, and I was waitlisted at yale.

Edit2: as for what I'm doing, I'm working full time. Anything else I could do to improve my resume?