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Posted: Fri May 17, 2013 11:09 am
by senorhosh
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Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:25 am
by badaboom61
200k is way too much for GULC, and 290k is an obscene amount of debt from anywhere. Even if you get a biglaw job, it will take you 5+ years of heavy payment before you can actually begin saving / enjoying any of the money, and few people even last that long in biglaw.

Wait a few years, save some money, potentially retake the LSAT for a bigger scholarship, see if NYC firms raise salaries. Coming out of law school with 290k of debt is just not worth it; the next 8 years will be much more comfortable for you if you stay in your current job.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:29 am
by senorhosh
Btw can't retake

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:35 am
by Ti Malice
So much debt. That's terrifying.

Are you a splitter?

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:40 am
by sinfiery
Given the current prices, Penn > GULC everytime unless you specifically want DC PI, maybe.

Btw, we don't accept can't retake as a proper response. Be more specific or retake.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:42 am
by jbagelboy
NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:47 am
by North
senorhosh wrote:Btw can't retake
Why? Bet you can.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:52 am
by senorhosh
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
3.1 174. Will it help?

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:56 am
by sinfiery
Sufficient. No, it likely won't.

If you get in off the WL at any of those schools, I would absolutely go there over Gtown at 200k.

Consider the investment is a risky one and that is an insane amount of debt. But an investment that I don't believe is terrible.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 11:57 am
by untar614
senorhosh wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
3.1 174. Will it help?
When did u apply? Also, did you apply to Northwestern?

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:07 pm
by senorhosh
untar614 wrote:
senorhosh wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
3.1 174. Will it help?
When did u apply? Also, did you apply to Northwestern?
Early. NU WLed me yesterday.

To be honest i was PTing 178-180 but took the lsat on 3 hours sleep. But i think the risk is higher than the reward for retake

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:10 pm
by sinfiery
If you don't get in off the WLs, I would retake(for dat ego) and ED UVA. You should have this year, honestly.(eta: easy to say this in retrospect, my bad.)

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:17 pm
by Rahviveh
I don't think retaking is necessary here. I'd probably just hang out on the waitlists, and then ED Penn (with UVA as a backup) next year.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:19 pm
by Doorkeeper
You're a sufficient splitter so that you're not going to get more than 30-50k at any T14 school.

This being said, GULC is not worth 200k if you're targeting LA and NYC. I would grab CCN if you get in off of the WL. If you don't get accepted off any CCN waitlist, I would ED to UVA next year and hope you can grab CCN at sticker or maybe Northwestern or MVP with a bit of money.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:27 pm
by senorhosh
Ok this pretty much lines up with what i was thinking. Just making sure I'm not crazy

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 12:29 pm
by senorhosh
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Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 2:23 pm
by untar614
jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt
Where did you get this info?

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 2:25 pm
by Rahviveh
untar614 wrote:
jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt
Where did you get this info?
Its speculation. Some think there were a lot of people at Chicago's ASW. I suspect some of them were either guests (SO's and parents) or perhaps even plants by the admissions staff. At this point its just a rumor

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 2:29 pm
by jbagelboy
ChampagnePapi wrote:
untar614 wrote:
jbagelboy wrote:NYU waitlist has seen significant movement over the past week, some with aid. Best bet for u
Chicago over-admitted initially, packed the WL with some high numbers. Not likely
CLS reserve is largely a soft ding
Im not sure about Penn WL movement

Any of these are justifiable to attend at sticker IMO due to placement and LRAP, but I personally wouldn't do it w/o a safety net. Think about how you want to live for the next 6-7 years and review your family/parents finances in depth.

Teachers salary like $35K? Your take home pay with biglaw and sticker debt would be ~50K + substantial bonus. Arguably better w/ postdebt exit options

GULC at 42% prospects is indefensible @200K ImO unless you commit to their LRAP, still risky

See if you get off a WL with $. Otherwise retake stay working 1 more yr & pay off ug debt
Where did you get this info?
Its speculation. Some think there were a lot of people at Chicago's ASW. I suspect some of them were either guests (SO's and parents) or perhaps even plants by the admissions staff. At this point its just a rumor
yes its speculation, but its a rather well educated guess.

everyone who applied late (like feb and beyond) got WL, even with median numbers. I think this pointed to fear of overenrollment. yea, ASW was busy, but of course they will draw SOME from the WL -- what's important is to look at OP's numbers. There are people sitting on that WL with 3.8+/172+ who will get grabbed bfore a 3.1. For OP's purposes its a longshot.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 4:21 pm
by enigmabk
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.

Lol :roll:

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 4:25 pm
by North
enigmabk wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
Lol :roll:
99% of the time that's the case. In this 1% situation OP had a 174.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 4:30 pm
by ManoftheHour
What happened to USC/UCLA or Cornell? With a 174, I'd imagine they'd throw some $$$ at you.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 4:40 pm
by rad lulz
Doorkeeper wrote:You're a sufficient splitter so that you're not going to get more than 30-50k at any T14 school.

This being said, GULC is not worth 200k if you're targeting LA and NYC. I would grab CCN if you get in off of the WL. If you don't get accepted off any CCN waitlist, I would ED to UVA next year and hope you can grab CCN at sticker or maybe Northwestern or MVP with a bit of money.
Do this

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 5:00 pm
by enigmabk
North wrote:
enigmabk wrote:
North wrote:
senorhosh wrote:Btw can't retake
Why? Bet you can.
Lol :roll:
99% of the time that's the case. In this 1% situation OP had a 174.

Re: GULC (total COA 200k) vs. CCNP (total COA ~290k)

Posted: Fri May 17, 2013 5:08 pm
by Micdiddy
I'm very surprised NU Waitlisted you, usually you are their wet dream because they love that LSAT and have few competition from other schools that will stomach that gpa. For reference, I know people with worse numbers than you who got NU $. Oh well, splitter cycles are weird.

Anyway, GULC at 200k is just plain bad, CCN at sticker is defensible, so out of those options go big.