specifically with regard to cost of applications, keep in mind that a good number of schools (UVA, Duke, perhaps northwestern, UCLA) will give you a fee waiver based on your LSAT score.
and if you really like UT and Vandy, people with your numbers have been getting 1/2 tuition scholarships to those schools. but from your last post i feel that it is important for you to attend the best schools you can go to, and i feel that you may have a real good shot at some of the higher ranked schools like UVA, michigan, duke, northwestern (especially with your work experience). i think NYU might be tougher because of their emphasis on LSAT. but i just got into berkeley with a 165 and 3.9, so that's certainly possible.