Gobucks, are you a 1L at Emory right now? Did you take out the full amount in GradPlus loans? And if you did, are you finding you have a lot of money left over, maybe even to the point that you will be able to take less than the full amount in your second and third years? Thanks!
Sorry for the delay but my brief is kicking my butt. I am a 1L and I did take out the full amount. I had a decent amount left over last semester, and hopefully that will be the case this semester. However, I don't have a car down here ( I live at one of the apt. complexes that has Cliff shuttle). That saves me from having to make car payments/insurance/gas/parking pass. On the other hand, I do go out more often than I should so maybe my expenses are evened out. My best advice is to just make a sheet of expected expenses and budget it from there. Rather than use the $2600 estimated book price look at the book list used this year for 1L's and Amazon the prices + supplements. You can then subtract that from the loans. Start saving some money now. You can then take out what you think you will need in loans, and if you need more you can dip into that savings and if not you can adjust for it in the future.