WUSTL c/o 2016 Applicants (2012-2013)

Share Your Experiences, Read About Other Experiences. Please keep posts organized by school and expected year of graduation.
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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Sat Mar 23, 2013 2:31 pm

alwayssunnyinfl wrote:
JayJones78 wrote:
lhanvt13 wrote:
Presidentjlh wrote:I'm going to go talk with a banker at Wells Fargo with my parents. I'll let you guys know if I find anything out.

sweet keep us updated


I think that many people (like me :oops: ) will just never get approved for a private bank based student loan. I can't see a situation where I'll get one. I am not saying they are wrong to do so but in this financial climate to get approved for a loan product of any kind is a very hard thing (this will prob apply more to older students who are completely independent from their parents) which is why grad plus is still the best (and only) option for many of us

You never know unless you apply. I'm considering applying for one of these without a cosigner. I highly doubt I'll get it, but I would hate myself for not at least trying to save ~$5000 in origination fees and then oodles more in interest.


That's true, but knowing where I'm at with my credit report I don't see myself getting approved for anything that is based on my credit score

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 3:19 pm

I talked with a guy, he had no clue about anything with student loans (1% interest common? Really)

We'll talk to their student loan area on Monday.

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 3:22 pm

Presidentjlh wrote:I talked with a guy, he had no clue about anything with student loans (1% interest common? Really)

We'll talk to their student loan area on Monday.

God that'd be awesome to have a 1% interest rate. I'm still MAF the subsidized stafford loan is gone.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 4:21 pm

wannabelawstudent wrote:
Presidentjlh wrote:I talked with a guy, he had no clue about anything with student loans (1% interest common? Really)

We'll talk to their student loan area on Monday.

God that'd be awesome to have a 1% interest rate. I'm still MAF the subsidized stafford loan is gone.

at least I think it took some part in dwindling down the applicant number so pros and cons. cons to whoever was going to law school anyway

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vtbobm
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby vtbobm » Sat Mar 23, 2013 6:24 pm

so, everyone posting on here regularly has already been accepted to WUSTL? I'm one of the unfortunate (and increasingly more uncomfortable) hopefuls for news of admission... anyone else? If ASW is next week... maybe I'll know soon.

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SteelPenguin
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby SteelPenguin » Sat Mar 23, 2013 6:41 pm

Presidentjlh wrote:
wannabelawstudent wrote:Everyone forgets the Grad Plus loan also has a 4% one time charge as well....

Yep. That's why my biggest goal is to avoid those things the best I can.

Stafford I can deal with. Grad Plus...not so much.

If I can get the Grad Plus eliminated or replaced with a better loan, that would be huge.


Would taking a private loan instead of grad plus interfere with lrap programs or income based repayment plans?

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 6:42 pm

SteelPenguin wrote:
Presidentjlh wrote:
wannabelawstudent wrote:Everyone forgets the Grad Plus loan also has a 4% one time charge as well....

Yep. That's why my biggest goal is to avoid those things the best I can.

Stafford I can deal with. Grad Plus...not so much.

If I can get the Grad Plus eliminated or replaced with a better loan, that would be huge.


Would taking a private loan instead of grad plus interfere with lrap programs or income based repayment plans?


Hmmm...that's a good point. I'm not sure, however. I'll have to look into that more.

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 6:52 pm

Who cares about loans. The 3 years at WUSTL will be priceless.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 6:59 pm

wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now

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SteelPenguin
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby SteelPenguin » Sat Mar 23, 2013 7:12 pm

lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


Big 4?

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 7:14 pm

SteelPenguin wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


Big 4?

Accounting, theres 4 big firms that everyone guns for.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 7:19 pm

SteelPenguin wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


Big 4?

one of the decent sized accounting firms in the area haha

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Sat Mar 23, 2013 7:20 pm

lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


I'll gladly desert all my plans and be a stay at home dad. I'll listen to lectures I like on iTunes while taking my kids to soccer practice and grocery shopping at whole foods

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SteelPenguin
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby SteelPenguin » Sat Mar 23, 2013 7:21 pm

lhanvt13 wrote:
SteelPenguin wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


Big 4?

one of the decent sized accounting firms in the area haha


Ah, thanks. I thought you meant Columbia but wanted to categorize it with hys rather than ccn. Glad i asked, could have looked a bit silly in the comments.

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SteelPenguin
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby SteelPenguin » Sat Mar 23, 2013 7:22 pm

JayJones78 wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


I'll gladly desert all my plans and be a stay at home dad. I'll listen to lectures I like on iTunes while taking my kids to soccer practice and grocery shopping at whole foods


Sounds a lot less stressful than law school.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 7:27 pm

JayJones78 wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


I'll gladly desert all my plans and be a stay at home dad. I'll listen to lectures I like on iTunes while taking my kids to soccer practice and grocery shopping at whole foods

HAh that would be beautiful. Day trader + soccer dad. the life of a .. idk what to call myself.. mama's bitch?

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Sat Mar 23, 2013 7:31 pm

lhanvt13 wrote:
JayJones78 wrote:
lhanvt13 wrote:
wannabelawstudent wrote:Who cares about loans. The 3 years at WUSTL will be priceless.

My fiancee starting at the Big4 next year says she'll be my sugar mama. I'm set for life now


I'll gladly desert all my plans and be a stay at home dad. I'll listen to lectures I like on iTunes while taking my kids to soccer practice and grocery shopping at whole foods

HAh that would be beautiful. Day trader + soccer dad. the life of a .. idk what to call myself.. mama's bitch?


I'm not big on labels. I'll take it.

EDIT: unless they are on clothing items and/or shoes.

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JadeWest
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JadeWest » Sat Mar 23, 2013 7:35 pm

Livejournal entry #2: the end. Xs20 had to leave and judge a bikini contest. this is actually true

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 7:35 pm

JayJones78 wrote:
I'm not big on labels. I'll take it.

EDIT: unless they are on clothing items and/or shoes.

Speaking of clothing. anyone know where to get a bunch of button-downs for cheap?

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 7:36 pm

JadeWest wrote:Livejournal entry #2: the end. Xs20 had to leave and judge a bikini contest. this is actually true

let's have a TLS wide bikini contest. I look stunning in two pieces

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shifty_eyed
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shifty_eyed » Sat Mar 23, 2013 7:36 pm

JadeWest wrote:Livejournal entry #2: the end. Xs20 had to leave and judge a bikini contest. this is actually true

Why aren't you entering it? :mrgreen:

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 7:37 pm

I vote to kick JadeWest and Xs20 out of this thread for their pathetic attempt at liveblogging after promising us so much more!

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shifty_eyed
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shifty_eyed » Sat Mar 23, 2013 7:38 pm

lhanvt13 wrote:
JadeWest wrote:Livejournal entry #2: the end. Xs20 had to leave and judge a bikini contest. this is actually true

let's have a TLS wide bikini contest. I look stunning in two pieces


My entry:
Image

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 7:40 pm

shifty_eyed wrote:
lhanvt13 wrote:
JadeWest wrote:Livejournal entry #2: the end. Xs20 had to leave and judge a bikini contest. this is actually true

let's have a TLS wide bikini contest. I look stunning in two pieces


My entry:
Image

--ImageRemoved--

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 8:51 pm

I wonder how much money living in my car would save me.




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