alwayssunnyinfl wrote:JayJones78 wrote:lhanvt13 wrote:Presidentjlh wrote:I'm going to go talk with a banker at Wells Fargo with my parents. I'll let you guys know if I find anything out.
sweet keep us updated
I think that many people (like me ) will just never get approved for a private bank based student loan. I can't see a situation where I'll get one. I am not saying they are wrong to do so but in this financial climate to get approved for a loan product of any kind is a very hard thing (this will prob apply more to older students who are completely independent from their parents) which is why grad plus is still the best (and only) option for many of us
You never know unless you apply. I'm considering applying for one of these without a cosigner. I highly doubt I'll get it, but I would hate myself for not at least trying to save ~$5000 in origination fees and then oodles more in interest.
That's true, but knowing where I'm at with my credit report I don't see myself getting approved for anything that is based on my credit score