WUSTL c/o 2016 Applicants (2012-2013)

Share Your Experiences, Read About Other Experiences. Please keep posts organized by school and expected year of graduation.
talesofyore
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby talesofyore » Fri Mar 22, 2013 10:13 pm

lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Fri Mar 22, 2013 10:16 pm

talesofyore wrote:
lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

:lol: :lol: :lol:

Welcome to my Friday night. WHY CAN'T PEOPLE IN MIAMI MAKE PLANS

talesofyore
Posts: 294
Joined: Fri Sep 07, 2012 10:21 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby talesofyore » Fri Mar 22, 2013 10:20 pm

alwayssunnyinfl wrote:
talesofyore wrote:
lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

:lol: :lol: :lol:

Welcome to my Friday night. WHY CAN'T PEOPLE IN MIAMI MAKE PLANS



People who live in Miami don't appreciate it as much as visitors do.

Well, you'll always have TLS :lol:

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Fri Mar 22, 2013 10:21 pm

alwayssunnyinfl wrote:
talesofyore wrote:
lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

:lol: :lol: :lol:

Welcome to my Friday night. WHY CAN'T PEOPLE IN MIAMI MAKE PLANS


So many places to go. So little time

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Fri Mar 22, 2013 11:20 pm

alwayssunnyinfl wrote:
talesofyore wrote:
lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

:lol: :lol: :lol:

Welcome to my Friday night. WHY CAN'T PEOPLE IN MIAMI MAKE PLANS


Sororities can't make plans... party got pushed back to 12am WTF?

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Presidentjlh
Posts: 868
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Fri Mar 22, 2013 11:59 pm

Visited WUSTL today. Very impressed.

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DoveBodyWash
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby DoveBodyWash » Sat Mar 23, 2013 12:27 am

lhanvt13 wrote:
alwayssunnyinfl wrote:
talesofyore wrote:
lhanvt13 wrote:SAVED FROM FALLING OFF THE FIRST PAGE


haha, so exciting is my life that I got a little thrill out of the possibility of this thread falling off the first page. And you ruined that for me.

:lol: :lol: :lol:

Welcome to my Friday night. WHY CAN'T PEOPLE IN MIAMI MAKE PLANS


Sororities can't make plans... party got pushed back to 12am WTF?


Bro. I feel you.

wannabelawstudent
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Joined: Sat Aug 13, 2011 7:33 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 12:32 am

Hey remember when JadeWest and Xs20 said they'd liveblog and picwhore this weekend?

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DoveBodyWash
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby DoveBodyWash » Sat Mar 23, 2013 12:49 am

wannabelawstudent wrote:Hey remember when JadeWest and Xs20 said they'd liveblog and picwhore this weekend?


LOL

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Xs20
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Xs20 » Sat Mar 23, 2013 1:11 am

LiveJournal Entry #1:

ASW kid puked all over the moot court room during the law revue musical after we all went to the sports bar. Smelled really bad. HALO EFFECT.
Last edited by Xs20 on Sat Mar 23, 2013 1:15 am, edited 1 time in total.

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 1:14 am

Xs20 wrote:LiveJournal Entry #1:

ASW kid puked all over the moot court room during the law revue musical after we all went to the sports bar. Smelled really bad.

Sorry that happened to ya bro. Gotta learn to hold your liquor. I'm guessing you're withdrawing now?

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andy261
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby andy261 » Sat Mar 23, 2013 1:17 am

Xs20 wrote:LiveJournal Entry #1:

ASW kid puked all over the moot court room during the law revue musical after we all went to the sports bar. Smelled really bad. HALO EFFECT.

lol whaaaaaaaaat. i think the halo may have been passed on to its new rightful bearer.

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2012Lsatscore
Posts: 611
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby 2012Lsatscore » Sat Mar 23, 2013 1:20 am

.
Last edited by 2012Lsatscore on Wed Jun 12, 2013 4:54 pm, edited 1 time in total.

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Sat Mar 23, 2013 1:31 am

2012Lsatscore wrote:
Xs20 wrote:LiveJournal Entry #1:

ASW kid puked all over the moot court room during the law revue musical after we all went to the sports bar. Smelled really bad. HALO EFFECT.


People still use LiveJournal?!


...I'll be damned! I gave that up in high school.

MAC absolutely loved his emotional and profound poetry. She also really dug his dark color scheme.

wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Sat Mar 23, 2013 3:13 am

I vote for some type of punishment for Xs20 and JadeWest for this complete blatant misadvertisement

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Sat Mar 23, 2013 3:14 am

wannabelawstudent wrote:I vote for some type of punishment for Xs20 and JadeWest for this complete blatant misadvertisement

TWO WEEK INTERNMENT IN OKLAHOMA

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 12:50 pm

Looking into this Wells Fargo private loan thing that might make things cheaper. Still need scholarship increase, but with that, over a 20 year term, while the overall debt is larger, the monthly payments are much smaller at around $700.

That could be bearable.

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DoveBodyWash
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby DoveBodyWash » Sat Mar 23, 2013 1:01 pm

Presidentjlh wrote:Looking into this Wells Fargo private loan thing that might make things cheaper. Still need scholarship increase, but with that, over a 20 year term, while the overall debt is larger, the monthly payments are much smaller at around $700.

That could be bearable.


How's the interest?

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 1:04 pm

cusenation wrote:
Presidentjlh wrote:Looking into this Wells Fargo private loan thing that might make things cheaper. Still need scholarship increase, but with that, over a 20 year term, while the overall debt is larger, the monthly payments are much smaller at around $700.

That could be bearable.


How's the interest?


5.94%. No fee. Requires a co-signer, but my parents are more than interested. Interest also can be tax-deductible.

Biggest concern isn't the overall debt, it's the monthly payments. More debt but with lighter payments is easier to take on.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 1:06 pm

Presidentjlh wrote:
cusenation wrote:
Presidentjlh wrote:Looking into this Wells Fargo private loan thing that might make things cheaper. Still need scholarship increase, but with that, over a 20 year term, while the overall debt is larger, the monthly payments are much smaller at around $700.

That could be bearable.


How's the interest?


5.94%. No fee. Requires a co-signer, but my parents are more than interested. Interest also can be tax-deductible.

Biggest concern isn't the overall debt, it's the monthly payments. More debt but with lighter payments is easier to take on.

wow that's not bad at all ?

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 1:07 pm

lhanvt13 wrote:
Presidentjlh wrote:
cusenation wrote:
Presidentjlh wrote:Looking into this Wells Fargo private loan thing that might make things cheaper. Still need scholarship increase, but with that, over a 20 year term, while the overall debt is larger, the monthly payments are much smaller at around $700.

That could be bearable.


How's the interest?


5.94%. No fee. Requires a co-signer, but my parents are more than interested. Interest also can be tax-deductible.

Biggest concern isn't the overall debt, it's the monthly payments. More debt but with lighter payments is easier to take on.

wow that's not bad at all ?


I know. Overall debt would be rough, 179k, but you only have $748 a month in payments.

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lhanvt13
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby lhanvt13 » Sat Mar 23, 2013 1:09 pm

I know. Overall debt would be rough, 179k, but you only have $748 a month in payments.[/quote]
--LinkRemoved--
this right ?
could I see ur calculations if you don't mind ? literally just woke up. I love weekends

edit: middle one I mean

edit2: oh shit look at the discounts on interest rates. this is intriguing and tingling my spidey senses

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DoveBodyWash
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby DoveBodyWash » Sat Mar 23, 2013 1:16 pm

lhanvt13 wrote:--LinkRemoved--
this right ?
could I see ur calculations if you don't mind ? literally just woke up. I love weekends

edit: middle one I mean

edit2: oh shit look at the discounts on interest rates. this is intriguing and tingling my spidey senses


That link says you don't need a co-signer. But damn... Do u think it would be a safe bet to gamble on the variable rate?

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Presidentjlh
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Presidentjlh » Sat Mar 23, 2013 1:17 pm

lhanvt13 wrote:I know. Overall debt would be rough, 179k, but you only have $748 a month in payments.

--LinkRemoved--
this right ?
could I see ur calculations if you don't mind ? literally just woke up. I love weekends

edit: middle one I mean[/quote]

Yeah, sure.


Loan Balance: $105,000.00
Adjusted Loan Balance: $105,000.00
Loan Interest Rate: 5.94%
Loan Fees: 0.00%
Loan Term: 20 years
Minimum Payment: $50.00
Degree Program: Lawyer (LLB or JD)

Monthly Loan Payment: $748.62
Number of Payments: 241

Cumulative Payments: $179,670.01
Total Interest Paid: $74,670.01

http://www.finaid.org/calculators/scrip ... yments.cgi

That's if I can get my scholarship upped to 30k a year. Again, huge amount of debt, but, I could live with that, especially if one assumes their pay increases as they get more experience. I calculated the expected value of a WUSTL legal education.

137 people are in private law firms, 51 corporate from the class of 2012 out of 300 The median private-sector salary is high at 100k, so let's be more realistic, say, 80k. PI, Gov't, and clerkships are 25+33+16 = 74 out of 300. Median public is probably 50k

80k*.627 + 50k*.246 = $62460 = expected value.

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Sat Mar 23, 2013 1:20 pm

But from everything I heard about private student loans is that that the interest can change at any given minute and spike like crazy according to the bank's wish. I don't know, I'd rather pay some more and sign on for grad plus on whatever I can't get from the reg student loans. I was told I can take on 22K, but I don't know if it's the same sum for everyone.

EDIT: plus, Suzi Orman says not to take private student loans!!!! :twisted:
Last edited by JayJones78 on Sat Mar 23, 2013 1:24 pm, edited 1 time in total.




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