WUSTL c/o 2016 Applicants (2012-2013)

Share Your Experiences, Read About Other Experiences. Please keep posts organized by school and expected year of graduation.
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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Thu Mar 07, 2013 3:39 pm

alwayssunnyinfl wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Yes and no. For grad plus loans, you just need to not have bad credit, so you're fine. And once you graduate, your loan repayment will start building credit. Have you never had any lines of credit at all?


I don't think they look at bad or good credit as in your score but like I mentioned they look at if you have any delinquent accounts. That said, I was told that if you show grad plus that you entered into a repayment agreement with the creditor or collecting agency you're good to go to get approved. My mission from now till the first day of school is to wipe clean all my debt

kckool7
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby kckool7 » Thu Mar 07, 2013 3:40 pm

danitt wrote:
kckool7 wrote:
danitt wrote:My co-signer is insisting I go to Cardozo because UVA is too expensive. I can't even process that. I refuse to. So I'm looking at middle ground schools for options.

wat.

This is what happens with people who aren't educated about the process. They think that you can go to a Tier II school and work hard, be a star and firms will come running to employ you.

Is locking them into a chair, clockwork orange style, staring at a live feed of TLS posts an option?

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 3:41 pm

JayJones78 wrote:
alwayssunnyinfl wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Yes and no. For grad plus loans, you just need to not have bad credit, so you're fine. And once you graduate, your loan repayment will start building credit. Have you never had any lines of credit at all?


I don't think they look at bad or good credit as in your score but like I mentioned they look at if you have any delinquent accounts. That said, I was told that if you show grad plus that you entered into a repayment agreement with the creditor or collecting agency you're good to go to get approved. My mission from now till the first day of school is to wipe clean all my debt

Sorry, that was lazy on my part. You're right, no delinquent accounts or recent bankruptcy and you're good to go.

shntn
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shntn » Thu Mar 07, 2013 3:41 pm

JayJones78 wrote:
alwayssunnyinfl wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Yes and no. For grad plus loans, you just need to not have bad credit, so you're fine. And once you graduate, your loan repayment will start building credit. Have you never had any lines of credit at all?


I don't think they look at bad or good credit as in your score but like I mentioned they look at if you have any delinquent accounts. That said, I was told that if you show grad plus that you entered into a repayment agreement with the creditor or collecting agency you're good to go to get approved. My mission from now till the first day of school is to wipe clean all my debt

I gave up on that. Gotta save cash for moving time.

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Thu Mar 07, 2013 3:43 pm

shntn wrote:
JayJones78 wrote:
alwayssunnyinfl wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Yes and no. For grad plus loans, you just need to not have bad credit, so you're fine. And once you graduate, your loan repayment will start building credit. Have you never had any lines of credit at all?


I don't think they look at bad or good credit as in your score but like I mentioned they look at if you have any delinquent accounts. That said, I was told that if you show grad plus that you entered into a repayment agreement with the creditor or collecting agency you're good to go to get approved. My mission from now till the first day of school is to wipe clean all my debt

I gave up on that.


Well in the event of it not happening I'd just want to make sure my few delinquent accounts are going into a settlement (oh unemployment... Gotta love it. Or not)

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JadeWest
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JadeWest » Thu Mar 07, 2013 3:44 pm

i know nothing about financing [an education]

Image

eta: THANK YOU EVERYONE.

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 3:44 pm

JayJones78 wrote:
Well in the event of it not happening I'd just want to make sure my few delinquent accounts are going into a settlement (oh unemployment... Gotta love it. Or not)

Coincidentally, my tax return is almost exactly equal to how much debt I have (not including student loans) so hopefully I'll be all set once the IRS gets their shit together.

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 3:45 pm

JadeWest wrote:i know nothing about financing [an education]

eta: THANK YOU EVERYONE.


I'm shocked that they don't requires financial education courses as part of high school, or at least undergrad. So much bullshit learned, you'd think they could make us sit through one practical course.

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JadeWest
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JadeWest » Thu Mar 07, 2013 3:46 pm

Xs20 wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Design majors, amiright?


harsh. :oops: my UG paid for everything...

shntn
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shntn » Thu Mar 07, 2013 3:47 pm

JadeWest wrote:
Xs20 wrote:
JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?

Design majors, amiright?


harsh. :oops: my UG paid for everything...

So did mine, technically, AND YET... :|

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JayJones78
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Thu Mar 07, 2013 3:51 pm

alwayssunnyinfl wrote:
JayJones78 wrote:
Well in the event of it not happening I'd just want to make sure my few delinquent accounts are going into a settlement (oh unemployment... Gotta love it. Or not)

Coincidentally, my tax return is almost exactly equal to how much debt I have (not including student loans) so hopefully I'll be all set once the IRS gets their shit together.


Still gotta do that tax return. Blah.
Although with my income this year, it'll be a walk in the park

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 3:52 pm

JayJones78 wrote:
alwayssunnyinfl wrote:
JayJones78 wrote:
Well in the event of it not happening I'd just want to make sure my few delinquent accounts are going into a settlement (oh unemployment... Gotta love it. Or not)

Coincidentally, my tax return is almost exactly equal to how much debt I have (not including student loans) so hopefully I'll be all set once the IRS gets their shit together.


Still gotta do that tax return. Blah.
Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

shntn
Posts: 5319
Joined: Sun Jun 10, 2012 1:45 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shntn » Thu Mar 07, 2013 3:53 pm

alwayssunnyinfl wrote:
JayJones78 wrote:
alwayssunnyinfl wrote:
JayJones78 wrote:
Well in the event of it not happening I'd just want to make sure my few delinquent accounts are going into a settlement (oh unemployment... Gotta love it. Or not)

Coincidentally, my tax return is almost exactly equal to how much debt I have (not including student loans) so hopefully I'll be all set once the IRS gets their shit together.


Still gotta do that tax return. Blah.
Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

And aren't you in CaLOLifornia? I always recommend filing ASAP because, in my experience, they tend to just run out of money and pay you back months down the road. :|

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JXander
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JXander » Thu Mar 07, 2013 3:54 pm

alwayssunnyinfl wrote:
JayJones78 wrote:Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

+1... :?

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alwayssunnyinfl
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Joined: Tue Mar 13, 2012 9:34 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 3:55 pm

JXander wrote:
alwayssunnyinfl wrote:
JayJones78 wrote:Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

+1... :?

Does the "Where's My Refund" site say "lol never mind, we'll tell you later" now, too?

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JayJones78
Posts: 2025
Joined: Thu Dec 06, 2012 3:50 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JayJones78 » Thu Mar 07, 2013 3:59 pm

alwayssunnyinfl wrote:
JXander wrote:
alwayssunnyinfl wrote:
JayJones78 wrote:Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

+1... :?

Does the "Where's My Refund" site say "lol never mind, we'll tell you later" now, too?


No refund for me. I will have to pay about $250, so no rush here :D

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JXander
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JXander » Thu Mar 07, 2013 4:00 pm

alwayssunnyinfl wrote:
JXander wrote:
alwayssunnyinfl wrote:
JayJones78 wrote:Although with my income this year, it'll be a walk in the park

Do it now. They're saying that they're not going to delay simple returns, but they lied. I filed over three weeks ago, direct deposit, and don't have my return yet.

+1... :?

Does the "Where's My Refund" site say "lol never mind, we'll tell you later" now, too?

Preeetty much.

It has become my new status checker addiction.

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westphiladelphia
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Joined: Fri Jan 18, 2013 1:52 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby westphiladelphia » Thu Mar 07, 2013 4:22 pm

man, I got real frazzled after coming back from lunch to see a couple more pages tacked on thinking schollies were loose.

but no...a discussion on tax returns? blergh. I don't ever want to think about my 1040 after completing that god-forsaken Need Access form for some non-WUSTL schools. that shit suuuucks.

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DoveBodyWash
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby DoveBodyWash » Thu Mar 07, 2013 5:25 pm

Image

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bananasplit19
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby bananasplit19 » Thu Mar 07, 2013 5:28 pm

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Princess Consuela
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby Princess Consuela » Thu Mar 07, 2013 5:32 pm

I actually had to pay taxes this year. Meh.

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JadeWest
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby JadeWest » Thu Mar 07, 2013 5:36 pm

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wannabelawstudent
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby wannabelawstudent » Thu Mar 07, 2013 5:42 pm

Lol @ not filing your taxes yet. I spent my tax return like a month ago :(.

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alwayssunnyinfl
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Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby alwayssunnyinfl » Thu Mar 07, 2013 5:42 pm

wannabelawstudent wrote:Lol @ not filing your taxes yet. I spent my tax return like a month ago :(.

I had to wait for them to update the tuition form thingy.

shntn
Posts: 5319
Joined: Sun Jun 10, 2012 1:45 pm

Re: Eternal, Never Off the First Page, WUSTL is the Best Thread.

Postby shntn » Thu Mar 07, 2013 5:46 pm

wannabelawstudent wrote:Lol @ not filing your taxes yet. I spent my tax return like a month ago :(.

Pretty sure I spent mine all in one day. Given the amount, hardly surprising. :|




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