alwayssunnyinfl wrote:JadeWest wrote:last one. i swear. -->>> is it bad to have no credit?
Yes and no. For grad plus loans, you just need to not have bad credit, so you're fine. And once you graduate, your loan repayment will start building credit. Have you never had any lines of credit at all?
I don't think they look at bad or good credit as in your score but like I mentioned they look at if you have any delinquent accounts. That said, I was told that if you show grad plus that you entered into a repayment agreement with the creditor or collecting agency you're good to go to get approved. My mission from now till the first day of school is to wipe clean all my debt